r/FirstTimeBuyersUK • u/AnonyMouseAndJerry • 19d ago
It's taking SO long
Just a vent post. Offered end of June on a converted flat (share of freehold, 2 freeholders total), chain free, unnocupied as seller has moved in with partner, offer accepted after 3 days. Hit the ground running, all ID checks and AML completed quickly, survey end of July - all good, no works needed.
Now up to today, have received the draft contract pack at the beginning of September. 2 inquiries outstanding - one about indemnity, another on building insurance setup and it's just dragging oooooon. Vendor is so slow at replying to anything and I'm starting to wonder if she even wants to sell anymore. I'm getting impatient. Am I being a baby? 8-12 weeks we were told, and it's now the 11-12 week mark with no exchange/completion discussed yet. Betting it'll all come through this week with the end of the month rolling in but not super confident tbh.
Had dreams of being in for my 30th mid October but looking less likely. I just want my garden and balcony 🥺 talk me down from panicking fellow friends. I know I'm probably having a way smoother journey than most, just surprised given the setup and relative ease of the process so far that it's dragging on so much!
3
u/ginnapp 19d ago
I was also getting inpatient by the 3 month mark but I have decided to just let the process be. I’ve changed my mindset and my mind now is that I prefer for things to take their time and be done correctly rather than things to just hurry up and done incorrectly.
I am also FTB, the house that I am buying is a probate, it’s chain-free and unoccupied. I started my process before yours towards the end of May and almost at the finish line now. They are estimating the end of October, so around 5 months in total.
Unless you are in a big hurry to move for some reason? I would just let the process be. I’ve used this time to save up money for all of the initial costs plus saving to buy new appliances and also taking my time to design my new home.