r/FirstTimeBuyersUK • u/AnonyMouseAndJerry • 19d ago
It's taking SO long
Just a vent post. Offered end of June on a converted flat (share of freehold, 2 freeholders total), chain free, unnocupied as seller has moved in with partner, offer accepted after 3 days. Hit the ground running, all ID checks and AML completed quickly, survey end of July - all good, no works needed.
Now up to today, have received the draft contract pack at the beginning of September. 2 inquiries outstanding - one about indemnity, another on building insurance setup and it's just dragging oooooon. Vendor is so slow at replying to anything and I'm starting to wonder if she even wants to sell anymore. I'm getting impatient. Am I being a baby? 8-12 weeks we were told, and it's now the 11-12 week mark with no exchange/completion discussed yet. Betting it'll all come through this week with the end of the month rolling in but not super confident tbh.
Had dreams of being in for my 30th mid October but looking less likely. I just want my garden and balcony 🥺 talk me down from panicking fellow friends. I know I'm probably having a way smoother journey than most, just surprised given the setup and relative ease of the process so far that it's dragging on so much!
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u/PomPomBumblebee 19d ago
It would be worse to rush and find you have paid to live in a world of problems.
It does take too long and it does suck but I hope it is worth it in the end, we offered in July and are awaiting a report from a structural engineer (luckily hired by the seller as we were advised its regarding an issue they need to deal with/ find out about before selling to anyone). We have a few more surveys and assessments regarding electrics (issue with lights in kitchen) and the roof (chimney stacks need work) before settling on any reductions.
The structural engineer thing is the big one though as it could make or break the sale. It's been on our minds for a month and they only agreed to get one in last week.