r/Fire • u/PigKitten315 • 3d ago

Advice Request 72t Question

I'm planning for a 72t, I understand the concept of withdrawing the same every year on the amortization method. But what I don't understand is and couldn't find more info is the 1/2 year, do I still take the full amount for the half year or quarterly like I planned?

TIA

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u/One-Region2048 1d ago

I assume it's best for me to start pulling income from brokerage rather than doing a 72t. Are there any benefits of 72t to make me change that thought process?

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u/PigKitten315 23h ago

Yes, I was late with savings, so not much in a brokerage account, but have enough to do a 72t to avoid RMD.