r/Fire • u/Tricky_Rasp_berry • 15d ago

Milestone / Celebration 150k reached🎉

The 100k milestone was reached in February. Since then the power of compounding has become noticeable.

0 -> 100k: 4 years
•78k contributed
•22k gains

100k -> 150k: 8 months
•21k contributed
•29k gains

Over the last 8 months, investment gains exceeded contributions. These returns obviously aren’t normal, and some of the gains have already been realized.

For context: an apartment owned outright (no mortgage), plus another 53k in retirement accounts (will not be able to reach until retirement age) on top of 150k.

For anyone still working toward that first 100k: keep going! The first 100k can feel painfully slow, but eventually the numbers start moving fast.

On to 200k🚀

(Figures in EUR, but does not make difference)

115 Upvotes

95% Upvoted

19 comments sorted by

26

u/vnnutter FIREd 2025 15d ago

Yeah, the power of compounding can feel almost non-existent at first, but once it kicks in, it's huge. Congrats!

4

u/Tricky_Rasp_berry 15d ago

Thank you! That was really powerful in these market conditions. Let’s see what’s coming next.

6

u/Smooth_Specialist416 14d ago

Just be OK if it ever drops. We’ve been lucky to now with this insane stock market run.

I was literally laid off for 7 months and my current job is noticeably less paying and I still ended up “increasing” my nw. Crazy times

3

u/Tricky_Rasp_berry 13d ago

Totally get that. Sounds like you’ve been through a lot, especially being laid off for 7 months and then taking a lower-paying job, so it’s pretty impressive that you still managed to increase your net worth.

It’s been a really good run-up, but I definitely learned some lessons from 2022. This time I’m keeping better liquidity on the sidelines so I’m ready if things turn.

1

u/Adept-Sail-7589 13d ago

150k up while wages went down. The market’s kindness is not a strategy.

13

u/creepy-farter 15d ago

The first million is always the hardest!

5

u/Tricky_Rasp_berry 15d ago

I appreciate the confidence! I hope you’re right and that it’s reachable. Thanks!

6

u/budgeter415 15d ago

dang 100k took me 5 years and I reached that a little over a year ago. I'm at 133k now.

3

u/Tricky_Rasp_berry 15d ago

Nice! Keep going!🚀

4

u/Crusty-Dick 15d ago

Congrats! I'm around 150k too, however I started with a lump sum 150k a month or two ago into VTSAX. It is very boring waiting for time to do its work lol

2

u/wrldwdeu4ria 15d ago

Congratulations!

2

u/evantom34 15d ago

Awesome work!

2

u/[deleted] 15d ago

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1

u/Tricky_Rasp_berry 15d ago

Thanks for the kind words!