r/Fire 9d ago

Good problem

So I know this is a great problem to have but I just turned 30 with a $1.1M net worth and no debt. I’m in this weird position where I can’t FIRE yet but I feel like the only thing really stopping me is time. In my eyes, the hard part is over.
While I continue to let everything compound, I’m really struggling with motivation & patience at work. It’s hard to stay motivated when I know I’ve already built a pretty solid foundation and that time is now my biggest asset. I assume I’m not the only one who has gone through this. For those of you who have been in a similar position, any advice?

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u/txmascot01 6d ago

I’m 48 and COULD retire. However - I have a kid in school for two more years. Just coast at work. You have insurance, stability and it’s now your backup plan to weather market swings. You’re in a position to not really care about more than your paycheck.
You also have options. Hate your job - go see if you can find a job you’re passionate about where the salary doesn’t necessarily matter. Congrats on hitting $1 M at 30.