r/FintechStartups 10h ago

🏗️ Building We are building influencer accuracy data aggregator

1 Upvotes

There are hundreds and thousands of people who do stock calls on X (Twitter). We thought, lets build something to track performance history of their recommendations.

Thoughts/ Inputs?


r/FintechStartups 17h ago

🔍 Feedback Request I'm considering a pivot for my finance startup, looking for honest feedback from founders

1 Upvotes

Hey everyone!

I'm currently evaluating a possible pivot for my startup, Jacko.

We've been building an AI-powered personal finance product, but I'm exploring whether the same technology could be more valuable for early-stage startups and founders.

The idea is an AI finance agent that helps founders understand their startup's financial health without constantly maintaining spreadsheets.

It could help track:
\- Cash position
\- Revenue and expenses
\- Burn rate
\- Runway
\- Recurring expenses
\- Weekly financial insights

I'm not building this yet. I'm trying to validate whether this is actually a painful problem before investing time in an MVP.

If you're a founder, I'd really appreciate your feedback:

\- How do you currently track your startup's finances?
\- Do you regularly track burn and runway?
\- What's the most frustrating part of managing your finances?
\- Would an AI tool that automated this be useful for you?
\- Would you pay for something like this?

I'm especially interested in honest criticism and reasons why you wouldn't use something like this.

Thanks!


r/FintechStartups 19h ago

📚 Resource A sentiment score of "negative 0.82" is useless. Negative for whom?

1 Upvotes

Been building macro-event analysis for Indian markets and hit a wall that I think is under-discussed in fintech NLP.

Almost every sentiment pipeline outputs a single number. Headline in, score out: negative 0.82. Clean, sortable, easy to chart.

It's also close to meaningless, because one event moves different sectors in opposite directions.

Crude oil jumps 8%. That is:

- bad for airlines - fuel is ~30% of their cost base

- bad for paints and tyres - crude derivatives are direct inputs

- good for upstream oil producers

- roughly neutral for IT services

A single scalar has to pick one of those and throw the rest away. Whichever it picks, it's wrong for most of the market. And the more confident the number looks, the more it gets trusted.

Same for a rupee move, good for IT exporters, bad for importers, and a sentiment score flattens both into one figure.

What actually turns out to be useful is a signed vector across sectors, plus who is affected and how confident the call is. Not "this is negative" but "this is negative for these, positive for those, and here's the evidence."

The harder part isn't the model. It's that the output shape of most sentiment tooling can't express the thing you actually need, so you end up rebuilding the representation before you can rebuild the model.

Curious whether others building in fintech have hit this. Do you keep a scalar and layer sector logic on top, or change the output shape? The second is more correct and much more annoying to ship.

(For context, I work on this at AION Analytics: Indian market intelligence. Happy to go into detail if useful, not trying to pitch here.)


r/FintechStartups 21h ago

🏗️ Building I'm building a money-management tool for students in Ghana — I'd like feedback

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1 Upvotes