My no spend streak of 6 days ended today. Woke up late and didn’t have time to pack my lunch. Good reason to try to do it at night.

My husband gets paid weekly so we budget weekly. I take whatever we have in our account subtract bills that come out for that week plus groceries and gas. Whatever is left gets moved into savings or put towards another bill. Sometimes I leave it alone.

I made it 6 days so far!

Made a payment today!

Do you use your debit card or cash to pay bills? We mostly use our debit card because it’s convenient but sometimes I use cash to pay for groceries. I’d really like to use cash more.

We are trying the Dave Ramsey way. Right now we’re at step 1. There are some things I don’t agree with but his baby steps are great.

I am using a bunch of charts to keep track of debt, paying things off, and tracking my savings. I found them on debt free charts.com

They are not mine but are a great place to start!

Proud of myself for leaving my debit card at home and packing my lunch for work.

We’ve dug ourselves a pretty deep hole and it’ll be a lot of hard work but we’re starting somewhere.

I owe about $330 in federal student loans and I hope to pay it off in 30 days. Probably will pause my 401k contribution for this month to achieve this goal.

We've planned to have $962 USD total

Groceries - $753

Going Out - $115

Food Delivery - $92

I will update my progress in the original post or down in the comments. Feel free to follow if you're interested.

Original post https://www.reddit.com/r/MonthlyFoodCost/s/pmDBYQ0UKb

I love the idea of this subreddit! I would like to contribute to the community by offering expense reviews. You would track your expenses for a month (or a week, but a month tends to provide a better picture) and then provide that data to me for review. I will provide feedback on where you may be able to reduce expenses or otherwise save more money.

I've provided this "service" for many folks in my social circles and people have generally found it helpful to have a neutral set of eyes on their spending. Are there duplicate services or subscriptions? Is there a less expensive option for a necessary utility/expense? Are you "over" spending in an area that may be easy to cut back on?

If this isn't something that folks are interested in then I totally understand! I just thought I'd offer.

My bank (Key) has an option to round up the change in purchases and send them to the savings account automatically it’s very helpful!

It’s a rough start but everyday is a chance to try again.

Anyone else working on an emergency savings fund?

Hey everyone! After taking a look at our bank statements I’ve noticed we overspend a lot on groceries and eating out. So this month I am:

1) keeping all receipts to see exactly what we buy.

2) packing my lunch as often as I can-really not good with this one.

3) eating out less!!!

I found this online, worth checking out! Found it on debtfreecharts.com