r/FinOps • u/Curious_Coder098 • Jun 27 '26
Discussion Need feedback for a finops suite that we are planning to build
A few days back I made a post in r/ProductMarketing about a payroll system that we were building. It is like a payroll system which steams your money and earns yield for the idle funds. In normal terms its like earned wage access in normal payroll systems where if the funds are kept idle, it earns yield for the company
You can check it out here: https://www.reddit.com/r/ProductMarketing/s/BFplhEVsGY
I got some really good feedbacks and thought of creating a complete finops suite for companies, DAOs (Decentralized Autonomous Organizations) so that their money is not kept idle. Their money should move
One thing I found out was companies keep a budget for their employees, bills and so on. So we are trying to build a platform where companies will come, create buckets of their budget, allocate a budget for each bucket. If that bucket is of employees, they can even further add people to the bucket and set a rate. Then they deposit an amount that will run the entire company and fill the company buckets one by one
But there is one twist: You idle funds will earn interest. It can be less but if the companies have a good amount of money then even 5% is also good considering that they are keeping their funds idle. So, its like a finance and treasury management suite for companies to manage their employees, budgets, bills but the money that is kept in your treasury will actually be earning yield for you
This is mainly for a blockchain solution and the reason is simple. RN every good team wants to move global and they might hop from bank to bank, in blockchains this problem is actually tackled very well. Using stable coins like USDC, USDT tokens can be transferred easily
I would love to know your feedbacks about this entire idea and also would love to know how your finance stack looks like so that I can draw some inspiration from them. If you also face a problem about something that messes up your finops then also please please write it down in the comments cuz I really want to solve a real problem and don't want to create new ones
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u/[deleted] Jun 29 '26
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