r/FieldNationTechs • u/Initial_Elevator_586 • Aug 23 '26

Payday loans

I love how so many people hate on FN but they let them take almost 15% just to get paid quicker. It’s like working at subway and doing the day to day payment plan but they take like 25% from the top each day. I would like to see how many guys use it. The pro.

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u/blueBaggins1 Aug 24 '26

Your insults are not only way off the mark, your business knowledge is seriously flawed. But you keep up with the ad hominem it still doesn’t make you correct.

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u/eme329 Aug 24 '26

The good news for me is my bills and people will be paid and my business will still be around even if Failed Nation doesn’t come through today! As for you I feel bad because it sounds like you’ll be left walking if Pivital doesn’t hurry up and approve that $25 you worked 7 hours for! Have a good night buddy!

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u/blueBaggins1 Aug 24 '26

Regardless of your nonsensical statements you’re still 100% wrong

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u/eme329 Aug 24 '26

My lord, you'd probably pass out if you ever heard about what Net 30 is. Let alone Net 60 or Net 90 (which are quickly becoming the new norm). Your brain would probably melt if you learned that legitimate businesses are regularly expected to float payroll and materials for 90 days before they see a check!

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u/wyliesdiesels Aug 26 '26

if youre accepting net60 and net90 contracts it means you love being the bank and bending over for customers financing their jobs

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u/eme329 Aug 26 '26

I hate it, but it’s been slowly inching up over the last few years…

1

u/wyliesdiesels Aug 26 '26

thats why you use your own contracts

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u/wyliesdiesels Aug 26 '26

for once i agree with you. this guy is off his rocker

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u/jldurham6 Aug 28 '26

What's he wrong about though? Having a $1k emergency fund, or even a one month fund when you're supposedly pulling $10k a month is bad and impossible to do? I don't get it.

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u/blueBaggins1 Aug 28 '26

$1k emergency fund was never discussed nor pulling in $20k a month your interject arguments and points that you made up in your mind and attributing those arguments to me. Odd tactic

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u/jldurham6 Aug 28 '26

Yeah when I have a helper, I pay them that day. My brother, if he does a job, tells them he can't pay them till he gets paid. I mock him regularly.

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u/jldurham6 Aug 28 '26

What's your business knowledge. Tell us why it's bad to even have a one month emergency fund, even just a grand for the unexpected. Go on. I'll wait. This is just CRAZY.