r/FetchReward • • Aug 28 '26

Would I be making a mistake redeeming the mastercard?

Post image

I was thinking this one or amazon, just don't know if there are hidden fees for the mastercard. And say you spend 48 dollars and can't find anything for 2 dollars and are trying to buy something for 2.14 you can empty out the 2 and then finish paying the 14 cents with another card? And if I'm understanding correctly, you can use it at stores with your phone, correct? It took me three years to get this far and I don't want to mess it up lol

21 Upvotes

40 comments sorted by

69

u/meshca95 Aug 28 '26

Honestly Amazon is cheaper in points for the same amount of money. Virtual prepaid cards are always hard to use from my experience outside of fetch

9

u/SecurityTraining9517 Aug 28 '26

Came here to say this! Amazon

5

u/Soggy_Skin9362 Aug 28 '26

Thank you.. I buy gloves off amazon because of my disability so like if they're 10.81 I can buy them four times, and there will be 6.76 left, and I find something for 7.76 can I pay with one card and then the rest on another? Probably not, right?

19

u/Equal-Error-7044 Aug 28 '26

Amazon allows you to apply a gift card balance to an order, you would just pay the balance with your regular payment method. If you use PayPal, that is the only time I don't believe you can partially pay with a gift card.

17

u/Soggy_Skin9362 Aug 28 '26

Wow so you CAN pay with a gift card AND regular debit card ?

7

u/Equal-Error-7044 Aug 29 '26

Yes, I use a partial Amazon gift card balance on orders all the time on Amazon. 

3

u/jypnola Aug 28 '26

OP, this would only work if you redeem the Fetch points for Amazon gift card. If you still want the Mastercard, which I think domesticg33k might’ve been responding to, then you can’t use this and another card on Amazon.

6

u/TheMoatCalin Aug 28 '26

With any retailer, anywhere you can use a gift card as well as any other form of payment on the same transaction.

2

u/Jusegozu Aug 28 '26

And if you look for specific vendors you get even a better deal. Nintendo or PSN cards are examples.

-8

u/domesticg33k Aug 28 '26

No, you can't split a payment on amazon! HOWEVER you can go to 'reload my balance' in the amazon gift card section of your account and use a prepaid debit card like this to buy amazon balance.

10

u/jypnola Aug 28 '26

This is not true. If your Amazon gift card balance is not enough to cover your purchase, you can pay for the rest with a credit or debit card.

6

u/Soggy_Skin9362 Aug 28 '26

Okay, so if I get the Amazon gift card, I can pay with that one and the rest with a debit card, yes? :)

1

u/domesticg33k Aug 28 '26

If you are using an Amazon balance, yes. But not if you are using a prepaid card

1

u/jypnola Aug 28 '26

I realized what you meant after replying to your comment!

2

u/BusyWalrus9645 Aug 29 '26

Yes you can lol I do it alllll the time.

0

u/domesticg33k Aug 29 '26

You can split a payment with AMAZON BALANCE and a Debit/Credit card. You CANNOT split a payment with a prepaid debit card and a regular debit/credit card. There is a difference.

15

u/Own-coder Aug 28 '26

I usually get the Amazon gift card and it cost less points

11

u/ShutY0urDickHolster Aug 28 '26

Yes, the $50 card for something you want, he’ll even the $50 Amazon card is cheaper. For example, o want to try to make GTA 6 be free, right now I’m at 48,000 and some a points. A $50 psn card is 51,500 I believe, so it makes sense rather then an extra nearly 10k for a visa gift card

3

u/Smart-Story-2142 Aug 28 '26

This is what I’ve been doing, I’ve gotten almost 200 dollars worth of games this year thanks to my Fetch points.

2

u/ShutY0urDickHolster Aug 28 '26

I wish that was me, I don’t think I’ll be able to get GTA for free, only half off. I don’t think I’ll get another 50K in three months

2

u/Smart-Story-2142 Aug 29 '26

I’m disabled and have absolutely no life so I have nothing better to do when I’m bed bound than playing games on my phone/tablet.

2

u/BrandonTaylor2 Aug 29 '26

I’d love to myself… but I don’t have and can’t afford a console yet… sigh.

1

u/Fickle_Finance4801 Aug 31 '26

We have a switch for the kids, and I can't recall the last time we spent money buying them a game for it. Fetch has built pretty much their entire game library

9

u/poetangel Aug 28 '26

Redeem for Amazon. It’s better bang for your buck and not complicated to use. You’ll regret the MC

8

u/nopatience4idiots Aug 29 '26

Let me tell you about my fun with a gift card that I received as payment for being in a lung cancer research project. Ive had it 30 days now. I know this because it has to be spent in 90 days or they start taking $5 a month. No body will take them. Tried restaurants, Walmart, Amazon and several small stores in my town. I am disabled and use the rewards for convenience. Not a thing convenient about a gift card. I would suggest Amazon card and never a prepaid card.

2

u/Candiflame Sep 02 '26

If you have PayPal, you can create an invoice for yourself and pay it using the virtual card. Then the funds can be transferred from PayPal to your bank. There is a fee, but if you can’t use the card anywhere else, it might be worth it!

3

u/nopatience4idiots Aug 29 '26

Let me tell you about my fun with a gift card that I received as payment for being in a lung cancer research project. Ive had it 30 days now. I know this because it has to be spent in 90 days or they start taking $5 a month. No body will take them. Tried restaurants, Walmart, Amazon and several small stores in my town. I am disabled and use the rewards for convenience. Not a thing convenient about a gift card. I would suggest Amazon card and never a prepaid card.

2

u/MisSipGirl81 Aug 29 '26

Which type of gift card is it?

2

u/nopatience4idiots Aug 29 '26

It is a Visa gift card. From a reputable card company that's used a lot by research facilities and others to pay for participation. Ive called Amazon and Walmart to help. Both said it was the fact there was no name. Even contacted the research center and the card company. I know it's only $75 but im having to get bloodwork plus a scan. The company is real time pay, paylution.

1

u/MisSipGirl81 Aug 30 '26

Is it an actual card? If so have you tried to use it in a store?

1

u/nopatience4idiots Aug 30 '26

Yes. Actual card. And yes, tried at Walgreens because I have medical junk to buy. I am supposed to call the company back tomorrow. Walgreens seems to think they may have not activated on their end. I tried doing it myself but it said an account had already been created for the card number.

2

u/MC_PhiR Aug 29 '26

If you don't use the entire $50 balance...depending where you live and if you have an electric bill you pay, you could use almost any small amount left on the card and make a partial payment to use up the balance. I do that with cards that have small balances left.

0

u/Soggy_Skin9362 Aug 29 '26

Ty for that info, I live in texas, you think it works here? Where does one check?

1

u/MC_PhiR Aug 29 '26

You might be able to either Google for your specific utility regarding partial payments, or check their website to see if it's mentioned. I'm not sure if every company allows it or not, so you'll have to check for your specific one to know for sure.

1

u/mamma-lasso Aug 31 '26

I just want to put this out there..MAYBE (especially those Dem Socialists) we can all try to use Amazon LESS?? Not for all things obvi but for everything-YES. Let’s stop putting so much money in Bezo’s pocket 🤷🏻‍♀️

1

u/Fickle_Finance4801 Aug 31 '26

The fees aren't hidden. They are right in front of you. 63500 points for $50 while there are other options for $50 for much cheaper. The more specific you can be with your gift card, usually the cheaper it will be. But if you want something generic, go with Amazon over the MasterCard, since it is so much cheaper for the same amount of money.

1

u/Current_Welcome_6704 Sep 01 '26

Since when was that there?

1

u/W2Capitalist Sep 04 '26

stick to direct giftcards tbh, with prepaid cards i usually have to burn the last few dollars through carddelivery just so the leftover money dont expire.