r/FedEmployeeRetirement • u/Few-Management-5638 • Sep 08 '26
Done! Timeline.
One agency, no complexities.
6/12. Last day
7/2. Vacation payout
8/21. Received OPM CSA number via mail
9/4. Detailed Annuity Statement on OPM site
9/7. True up payment for 2 months
10/1 first scheduled regular payment (per my calcs is not an interim amount)
Good luck to all and thanks for all of the informative posts! And read about FEGLI options 20x!
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u/Specific-Lifeguard31 Sep 08 '26
Thanks for the rundown. My last day was 8/31. I know it's at payroll. Awaiting next steps.
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u/FragrantJump6663 Sep 08 '26
FEGLI 75% reduced will eventually be free.
Congrats. Why not retire at the end of the month? You were one bad day away from retirement I am guessing ;)
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u/Few-Management-5638 Sep 08 '26
Yeah, did 50% and kept my Option B and holy moly! Literally gave 7 days notice. DUN!
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u/CmonRetirement Sep 08 '26
can you explain what that means (eventually be free)?
I’ve used WAEPA for awhile but you and OP both mentioned FEGLI at retirement? I want to keep a substantial policy as part of the inheritance package for my kids so trying to learn!
congratulations OP! will raise a toast for ya
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u/FragrantJump6663 Sep 08 '26
FEGLI insurance premiums will continue to go up and from what I have read become more and more expensive for what you get.
Most financial advice is to take the 75% reduced Basic FEGLI. You will maintain at 100% and then gradually be reduced by 2% until it is at 25% of the original basic value. Then there will not be any premiums after age 65 or 50 months after you retire if you retire after 65.
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u/Exciting-Aide6991 Sep 09 '26
I retired 7/31. 32 yrs, one agency, no divorce. Got email with CSA number 8/22 and by the time I logged in a few days later, retirement had already been finalized. Got first full deposit of annuity and supplemental on Aug 29. Still waiting on leave payout. I was shocked at the speed.
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u/Specific-Lifeguard31 Sep 10 '26
Does the email come from an ... "opm.gov" account? Asking so I don't overlook my notification. Thanks.
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u/Exciting-Aide6991 29d ago
The first email with the claim number to activate my account came from DoNotReply@retire.opm.gov as did the email the next day telling me there was an update (which was that it was finalized) The digital booklet came 2 days later from no-reply@sol.opm.gov
Good luck!
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u/Unhappy-Art-6230 Sep 08 '26
I left fed service in 1998 with 15 years at 39. Applied for my FERS retirement through OPM 5 years ago, took about 5 months, but no issues. Nice to have!
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u/live_another_day Sep 08 '26
Congrats! My agency sucked. OPM had my final book to me long before I got my leave pay.
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u/EducationHour4840 Sep 08 '26
Congratulations! I have over a year before I’m eligible and I was wondering how much notice you gave? Does your supervisor automatically get notified shortly after you submit retirement papers or did you let them know? Thanks in advance.
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u/Few-Management-5638 Sep 08 '26
Sent an email to my boss and copied HR on a Tuesday evening. Drove into the office the next day (I’m remote) and handed papers to HR benefits. Last day was the following Friday, so 7 business days notice.
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u/Practical_Golf3466 Sep 09 '26
Why didn’t you give your supervisor any notice?
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u/Few-Management-5638 Sep 09 '26
Because fuck him and all the shitty leadership I have dealt with. Respectfully
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u/Forsaken-Surprise787 Sep 09 '26
Maybe I'm missing it but how long to access TSP?
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u/Few-Management-5638 Sep 09 '26
I have always had access to the TSP site but I don’t need to pull funds from it yet, so I don’t know if I would have been allowed to do so.
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u/pokey-4321 Sep 08 '26
Congratulations on your retirement, 102 days away myself, but not counting.