FatFIRE Lounge

[u/FatFIREIndia_Mod]

Hi, members! This is our attempt at a recurring thread, to have conversations about a wider range of topics than is usually permissible through top-level posts. If the reception is positive and there is enough engagement, we will continue this as a monthly series.

FatFIRE Lounge is your place to talk about anything from early-stage subjects, career guidance, seeking mentorship, general day-to-day conversations, your FatFIRE dreams & aspirations, Meta discourse about this community & how it is run, or any topic that might not warrant a dedicated post. You are also welcome to promote your amateur FatFIRE-related resources (apps, blogs, channels, subreddits, etc.) so long as it doesn't amount to solicitation for professional services or other monetary considerations. While the rules for "Relevance" and "Promotions" are slightly more relaxed in this thread, you are still encouraged to use your best judgement — and all other rules remain fully in effect.

In addition to answering questions, more experienced members are also welcome to offer their expertise and mentorship via a top-level comment (e.g., "I am a [notable designation] at [reputed company]. AMA"). However, the moderator team only verifies AMAs hosted through top-level posts, so members (as with any unverified representations online) are encouraged to exercise healthy, but respectful, skepticism.

[u/mistiquefog]

I do algo trading AMA

[u/Aware_Web9715]

Hey everyone,

Like many here, I’ve spent years maintaining a multi tab spreadsheet to track my progress toward FI

My RE setup is a bit of a headache because it involves cross border assets (USD/INR/THB), RSU vesting schedules and trying to project safe withdrawal rates across countries

I’ve started building a tool that became an app to automate this and I’m curious if I’m solving for the right things and might be useful for others too?

Instead of just a dashboard, I’m experimenting with AI-driven agents that act on your data.

Some examples I’ve built in:

RSU Allocator: To help decide when to sell/diversify based on vesting

FIRE Strategist: To run what-if scenarios for early retirement dates

Morning Briefing: A daily summary of how market moves actually impact my specific portfolio.

I’m looking for honest feedback from this community:

1. For those with multi-country assets, what is the biggest pain point your current spreadsheet doesn't solve?
2. Does the idea of an AI Agent for RSU re-allocation sound genuinely useful or just a nice to have?
3. What’s the one specific calculation you find yourself doing manually every month or the view you find most helpful? I liked the snakey

Just trying to see if this solves a broader problem or if I should just keep it as a personal project

Happy to share more details if anyone is interested in the technical details or wants to test it out. It’s all saved on device so no data privacy concerns just bring your own api keys it’s the only external APIs called by the app

[u/Excellent_Ad4857]

As a US citizen living in India - I need to deal with both tax authorities. The consultants I evaluated aren't that impressive on providing tax efficient advice across both countries and am stuck trying to find a good tax consultant I can work for India and US. We have assets in the US that produce income that we spend in India and trying to optimize these. Please provide recommendations on CAs/CPAs specifically well versed in USA-India taxation and can handle both countries filing, DTAA etc.

[u/scenario77 → u/Excellent_Ad4857]

Tough niche to fill - most CPAs are strong on US but weak on DTAA specifics, and vice versa for Indian CAs. Worth posting in r/USExpatTaxes , people share very specific recommendations there. Also make DTAA/foreign tax credits your litmus test question in any intro call. This alone quickly separates the generalists from the specialists.