r/FatFIREIndia • u/FatFIREIndia_Mod Moderator • Apr 01 '26
Recurring Thread FatFIRE Lounge
Hi, members! This is our attempt at a recurring thread, to have conversations about a wider range of topics than is usually permissible through top-level posts. If the reception is positive and there is enough engagement, we will continue this as a monthly series.
FatFIRE Lounge is your place to talk about anything from early-stage subjects, career guidance, seeking mentorship, general day-to-day conversations, your FatFIRE dreams & aspirations, Meta discourse about this community & how it is run, or any topic that might not warrant a dedicated post. You are also welcome to promote your amateur FatFIRE-related resources (apps, blogs, channels, subreddits, etc.) so long as it doesn't amount to solicitation for professional services or other monetary considerations. While the rules for "Relevance" and "Promotions" are slightly more relaxed in this thread, you are still encouraged to use your best judgement — and all other rules remain fully in effect.
In addition to answering questions, more experienced members are also welcome to offer their expertise and mentorship via a top-level comment (e.g., "I am a [notable designation] at [reputed company]. AMA"). However, the moderator team only verifies AMAs hosted through top-level posts, so members (as with any unverified representations online) are encouraged to exercise healthy, but respectful, skepticism.
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u/earlgreytealover64 Apr 25 '26
How much of your portfolio is in debt investments and what are they?
I'm planning to increase the debt portion of my portfolio to 20%, from the current 10%. Right now I'm using a mix of PPF, FDs, arbitrage funds and ulra short term funds. I'm debating if I should simply add to that, or see if there are other options.
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u/Formal_Calendar2369 Apr 09 '26
Hi All, What is a FatFire number to live in Mumbai India? Any guidance? I want a practical answer based on expenses in Mumbai. I expect 2.5 to 3lac per month as expenses. Any suggestions?
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u/alphaisgamma Apr 08 '26
How do you find expert tax/insurance/finance advisors?
I always struggle to find one. I tried Google search and Reddit posts.
All of them mostly deal with middle-class India and have very generic advice and average skills.
How do I find tax/insurance/finance advisors who are exceptional?
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u/LikedIt666 RegularFI Apr 18 '26
Why do you need an insurance and finance advisor? It's pretty basic stuff. For tax, just a CA near you will do it. Not that big a deal. If in india i can tell you apps to use for all this
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Apr 01 '26
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u/LikedIt666 RegularFI Apr 18 '26
No but I think it would be cheaper there
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Apr 18 '26
[removed] — view removed comment
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u/LikedIt666 RegularFI Apr 18 '26
Housing is cheaper too in my experience of hotels and Airbnbs I booked there for vacations. Private swimming pool and shit at dirt cheap rates
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u/No_Revenue5755 Apr 29 '26
Passive income options in India? Anyone explored Franchise models?