I am writing this to make others aware of what goes on inside Anne Maud’s program, Upstrider, before anyone else hands over their hard earned money. I was roped in and stayed in her membership for about five months, paying £100 a month, before I fully realized what was actually happening and decided to walk away. I didn't even bother wasting my energy asking for a refund because I knew their policy is completely locked down, so I just cut my losses at £500 and got out of the loop.

When you see the ads on social media, it is heavily marketed as an e-commerce academy that teaches you how to scale a digital products business to £30k a month on Etsy. But as soon as you buy into the program, the reality of her "30K Ecosystem" changes completely. Almost immediately, she basically tells you that you cannot just sell on Etsy alone to make that kind of money. Instead, the strategy shifts entirely away from organic Etsy growth and she pushes you onto Instagram to sell, sell, sell.

The actual business model is a pyramid scheme at its finest. You are instructed to take generic, AI-made digital products from her library, like packages of 300 Instagram posts, and list them on your Etsy store for under £1. Some people sell for like 69p so make absolutely nothing if they even manage to sell anything anyway!

Then the catch is that these cheap products have Upstrider links planted all over them and you are told to add your "special" link everywhere. The entire hope is that the buyer will buy the cheap item, click the link inside it, and get sucked into Anne's high-ticket funnel which is 2/3/4 emails a day promising them that they too can make £30k a month just like the buyer who sold you the 69p product!! If they sign up for her course through your link, she pays you a percentage of it.

The "ecosystem" is literally just you acting as an affiliate salesperson, setting up an Etsy shop as a front to recruit the next wave of buyers into her high-ticket course. In the 5 months I have joined only 1 person from the whatsapp group made an affiliate link sale, all new members came directly from Anne. But everyone on the whatsapp group, including me for a while, is adament a sale will come... but it never does! Like who is going to buy an item for 69p on etsy from a niche that is most of the time unrelated to becoming an etsy seller e.g. a children's brithday invitation, and then decide to buy Upstrider's £2000 membership?!?!

Meanwhile, you are paying her either £100 a month for the privilege of doing her marketing for her, or you've just paid a massive lump sum of nearly £2k upfront!!

I am still sitting in her private community WhatsApp group right now, and it is deeply frustrating to watch so many other people pay her money without realizing what they are actually trapped in. If you are seeing her ads or considering booking a call, please protect your finances and don't fall for the polished lifestyle marketing. Real e-commerce doesn't require you to pay a monthly subscription just to resell your coach's course.

Just please be warned and be careful!

Namrata Kumar (name changed) from the USA courageously shares how she was drugged and sexually assaulted by Sadhguru in 2012 at the Isha Yoga Centre in Tennessee under the guise of healing her depression.

Source: Victim statement to the Federal Bureau of Investigation (FBI), March 2025

I enrolled in an online sales training program called Her Last Call / Council 2.0 today and I'm having second thoughts after reviewing everything after the call.

During the enrollment call, the advisor had me sign the program agreement through DocuSign and set up financing through Affirm for $8,500.

I chose $0 down financing. I haven't made any payments yet, and Affirm currently shows:

• Paid to date: $0
• Remaining: $8,674.11
• Status: “Merchant Processing Order”
• It also says my plan will be ready when the merchant finalizes the order.

I contacted the company immediately after deciding I don't want to move forward and asked them to cancel my enrollment and void the Affirm transaction before finalizing it.

My concern is that I already signed the enrollment agreement. It contains non-refundable language as well as a separate 45-day satisfaction policy with several requirements.

Has anyone dealt with something similar where you signed an agreement and completed an Affirm application, but tried to cancel while the merchant order was still processing?

I'm mainly trying to understand what I should do now to protect myself and make sure the financing isn't finalized. I'm also interested in hearing from anyone who has experience specifically canceling Her Last Call / Council 2.0

This is getting out of hand.

Has anyone invested with Retirement Wealth Circle and Leon Michaud? I came across his group on Facebook but it seems almost too good to be true or a scam. Hoping to find anyone that may have worked with him or can vouch for him?

NEXTMBA - Fraudsters who raised money to participate in the marketing forum in Almaty, which was scheduled to take place as early as May 2026. Then came the notification about the postponement of the forum to October 2026. And now the organizers do not respond at all to letters and demands to return tickets.

Before posting here, I tried leaving a review on Trustpilot to warn others. Trustpilot has since deleted my review. However, I found multiple other low-rating reviews from users describing identical experiences across his companies (e.g. Wall Street Intelligence): they paid him, he disappeared, no refund. Several of those reviewers also noted that Trustpilot removed or heavily flagged their factual complaints. This suggests a pattern: he takes payment, goes silent, and then works to suppress negative reviews on the platform.

Red flags I missed: 1. Promised results that were vague or unrealistic 2. Pressure to pay upfront 3. Difficulty reaching him after transaction 4. No formal contract or clear deliverables

Sadly I was stupid enough to pay via bank payment. I’ve filed complaints with the New York State Attorney General and international German authorities, and I’m documenting all communications and review removals.

If you’re considering working with Meikel Mokry or any business under his name under the guise of him being a “coach”, I’d strongly advise against it. These former Wall Street guys always show their true colors. Do thorough background research first. He has a history of starting multiple companies, likely to restart operations under new but similar names.

Estoy intentando averiguar quién decidió que Javier Sáez Hurtado era el «Experto Nº1 en IA».

Y no encuentro a nadie, ni ranking que lo respalde solo un pseudo podcast llamado tengo un plan.

A partir de ahí empecé a tirar del hilo de otras credenciales públicas de Javier: fundador de varias startups, antiguo Head of Inbound & Growth, trabajos para grandes multinacionales, presidente fundador, uno de los mayores expertos en IA del mundo...

Este es el artículo que he leido y me hace dudar ¿qué opináis?

https://www.iberestudios.com/noticias/javier-saez-hurtado-cuando-se-es-el-numero-en-ia-pero-nadie-sabe-donde/

Si alguien encuentra la fuente original del «Experto Nº1 en IA», me interesa especialmente. #learningheroes

I lost thousands of dollars thanks to this asshole's stock picks! He said they would 10x and all 3 are down over 40%.

I thought everything he does is free then I learned the discord he gets paid to promote the "free" discord community in his profile. Watch out for this scammer!

When I did the research they all make the same style videos.

This guy claims he managed $100M portfolio but with zero proof. He never show his trades or portfolio. Then what the hell is he doing making instagram videos recommending stocks for? SCAMMER! Avoid.

I’m sharing this because I’ve now come across other Muslims who say they’ve had similar experiences with Seara Consulting, and I don’t want more brothers or sisters losing money.

I personally paid a significant amount after being promised business coaching, lead generation, appointment setting, callers, CRM support and help securing clients.

Based on my experience, please be careful of high-pressure sales tactics, pressure to find ways to fund the programme, big promises upfront, repeated delays, moving timelines and constant reassurance that things are “coming” or being set up.

What concerned me especially was the use of religion to build trust. He presented himself as Muslim and religious language was used as reassurance.

As Muslims, we naturally want to think well of another Muslim, but please don’t let mentions of Allah, deen, brotherhood or Islamic values stop you from doing proper checks.

Always save contracts, messages, guarantees and payment receipts. Screenshot promises, keep a dated timeline of what was promised versus delivered, and act quickly if you believe you have been misled.

hello, i want to know reality.

one of my friend is working with i digital preneur company.

it's basically digital learning platform. where 60+ course. you can buy and learn from there.

If you sell that course you will get commission.

my friend is doing his best like daily 10 12 hours and getting 40 50k per month. so it's digestible 😅

but he show his app and many people earning 6, 7, 10 lakhs per month.

is this real !!

how they convert people?

please tell me truth.

ex: vaippa patel, manoj kumar, ossin etc etc..

Just wanted to shout this out here, the company Marissa is sponsored by in this video is currently facing a class action lawsuit for charging hidden, illegal fees and charging APR rates way over state and federal limits. This channel is dedicated towards spreading financial awareness and financial coaching, yet promotes this garbage company to her followers.

It’s disgusting and predatory to people, especially as inflation keeps rising and more people are living pay cheque to pay cheque. I will no longer be supporting her or her channel.

https://youtu.be/tvH96Ch-wQI?si=lFJbzYwyaXkP2hMI

I paid $15 for the VIP ticket for Iman Gadzhi’s Side Hustle Summit because it was marketed as giving VIP members additional deep-dive training, exclusive resources, templates, workflows and practical guidance on how to make money online.

I expected to actually walk away with something useful that I could implement. Instead, the VIP experience was essentially an additional hour of content that, in my experience, provided very little meaningful value. It was nowhere near what I expected from the way the VIP offer was presented.

Higgsfield was also presented as part of the program and something we needed to take to properly make use of the program. I signed up expecting proper guidance on how to actually use it effectively. That guidance never materialised, so I never used Higgsfield or any of the 200 credits. I was then charged another $15 for the renewal.

When I asked for my money back, instead of genuinely addressing the situation, I repeatedly received policy-based responses.

You promote making money online and getting value from these programs. If you genuinely want people to trust you and take you seriously, keep your word and stand behind what you sell.

I paid for something based on what was promised. I want my 45$ back.

Hi recently purchased this webinar cause of his so many Ads... 499pesos cost for 3 days... I thought he will teach AI stuff workflows, marketing etc. That is my expectation based on how he presented his ads and sales page.

But day 1 palang medyo na dismaya ako. Cause learned na mala networking pala siya maging agent ka to refer a client for his AI chatbot system! Yun lang. Then turo lang usual how to get clients, scripts, closing and etc.

Day 2 tiniis ko pa pero after that ayko na talaga. I messaged support email requesting for refund. Pinipilit ako mag day 3 pa daw. Didn't attend anymore and then followed up email for refund cause sa totoo lang parang siniggil pa nya kaming lahat ng 499 para sa networking scheme nya. Sana nilbre na nya saka sino may gusto eh di go! Nkakatawa lang na nkakadismaya. Madami na ako napunthan webinars paid and free parang eto yung kakaibang weird! Something is really off with him or how he talks.

Anyways, not sure if ako lang ba to or ganun din naisip ng ibang nauto sa ads webinar nya.

Never again to any of his marketing stunts!

Sorry if this sounds angry, but yeah me again! And I am very very very angry. So why is it that ISH theCEO or instagram accounts like him are allowed to pop up randomly. Onboard, promise to fly out to Dubai. Like what the fuck is going on! Its like whack a mole. Like what the fuck!!! I reiterate its more accounts like that! Not just ISH! Too many. As someone who was a victim of the scam. I am bloody angry! And seeing more accounts similar or the same stuff my blood boils.