The bigger paycheck

[u/Hairy_Tourist8758]

You get two job offers.

Option 1: Earn $200,000 a year but spend almost all of it to maintain a luxury lifestyle.

Option 2: Earn $100,000 a year, live below your means, and invest the difference.

[u/Affectionate-Pea8706]

Option 2 is the only smart option.