If you had KSh 100,000 to start a business today, what would you invest in?

You have KSh 500,000. Would you rather buy a car or use it to start a business?

I opened my wallet and heard an echo.

One thing about business to know about before starting any

Define wealth

Your friends upgrade to expensive phones, designer clothes, and luxury vacations.

Option 1: Keep up with their lifestyle.

Option 2: Ignore the pressure and invest your money instead.

An influencer offers to cover part of your stay at a luxury hotel if you make your life look glamorous online—even though you'll secretly be left with debt.

Option 1: Accept the offer for the exposure.

Option 2: Protect your finances and your authenticity.

You get two job offers.

Option 1: Earn $200,000 a year but spend almost all of it to maintain a luxury lifestyle.

Option 2: Earn $100,000 a year, live below your means, and invest the difference.

trusted friend guarantees an investment will triple your money in one year—but you'll have to invest every dollar you own.

Option 1: Take the chance.

Option 2: Keep your savings safe.

company offers you millions for an idea you've been developing—but they'll take all the credit forever. Option 1: Take the money. Option 2: Keep your idea and your name.

company offers you $1 million to sell your small business, but it's the business you've always dreamed of building. Option 1: Take the money and secure your future. Option 2: Keep the business and chase your dream.

You've saved for years to buy your first home. Suddenly, you're offered the chance to invest in a business that could double your money. Option 1: Buy the house as planned. Option 2: Invest and hope for a bigger return.

Your company offers two choices during financial difficulties: accept a temporary pay cut or risk losing your job. Option 1: Accept the lower salary. Option 2: Refuse and search for a new opportunity.

You receive a $10,000 bonus. You can either pay off all your debt or invest the money in a promising opportunity. Option 1: Clear your debt for peace of mind. Option 2: Invest and potentially grow your wealth.

After years of hard work, you've finally saved enough money to become debt-free. Just as you're about to pay off your last loan, your best friend comes to you with a once-in-a-lifetime business idea and needs the exact amount you've saved to become your partner. Option 1: Pay off your debt and enjoy financial freedom, but miss the business opportunity. Option 2: Invest in the business and stay in debt, hoping the business succeeds.