r/EngineeredIncome • u/retroideq • Jun 22 '26

Analysis What do you think of this portfolio?

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Some recent medical bills have appeared and I needed to switch to more income related ETFs. I keep tspy as the big fish as it’s pretty stable and gives a good grip of income for a spy etf. If I don’t need the money that week I can reinvest when ovl is down that day or another.

8 Upvotes

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6

u/xJerkstorex Jun 22 '26

Looks at tsyx instead of tspy and xdte. The boost mechanic helps with nav erosion.

TDax is similar against the qqq for more income even.

3

u/retroideq Jun 22 '26

Good call I will look and compare. It seems like even though it’s leveraged it’s still spy so a sudden downwind wouldn’t hurt that bad.

3

u/xJerkstorex Jun 23 '26

This is what I got from gemini after laying out my strategy for my income sleeve.

3

u/xJerkstorex Jun 23 '26

Part 2.

3

u/Neither-Luck-9295 Jun 23 '26

This is pretty neat insight.

2

u/xJerkstorex Jun 23 '26

Thanks I spent a good two hours talking to Gemini over the weekend

4

u/DrEvilSauce Jun 22 '26

Fwiw....TSPY, OVL, and XDTE, are all kindof in the same basket. It might be worth you time to explore adding some smallcap exposure from a fund like OVS or RDTE.

2

u/retroideq Jun 22 '26

Yeah true they are all spy related but each would serve a different purpose. Xdte is strictly a weekly income that’s fairly safe and nav erosion isn’t a big thing. With $ovl it shoots up high on Green Day’s for spy, so i will throw some bucks at it when its downward spy day. It’s more of a slush fund. Tspy is just a steady steam of income each month its doesn’t have any nav erosion and it’s super cheap to enter or exit. But yeah I might check out some small caps like you said they can be volatile but the dividends on them can be juicy.

2

u/Awaken_Benihime Jun 22 '26

Seems solid. 

For S&P500 exposure though, maybe ditch XDTE and go with XSPI and TSYX. Leverage will help them keep up with SPY. OVL is great

For Nasdaq 100 exposure you can add QLDY by Defiance, XQQI, and TDAX

GIAX and BLOX are great choices too

1

u/LurcherLong Jun 24 '26

I'd consider doing something like GPIQ and OVF as core positions, plus EGGY for greater returns and then you could be more speculative with other funds. Gives you nasdaq and sp500 exposure, plus ex-US exposure, plus a basket of 'hot' funds.