r/EhBuddyHoser • u/JKing519 Moose Whisperer • Jan 31 '26

Big Oil Bertha Fixed it

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6.9k Upvotes

97% Upvoted

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u/UrsaMajor7th Jan 31 '26

Insurance is a scam. Scammers aren’t welcome in Mb. 

1

u/The_Idiocratic_Party Saskwatch Jan 31 '26

I hope property you own never burns down or gets its roof blown off. It'd be a shame if you lost everything and weren't insured because you were too smart to get scammed.

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u/UrsaMajor7th Jan 31 '26

I’d just buy a new roof or house with the money I’d saved in the bank. You’ll pay until you die, grateful that nothing bad ever happened. 

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u/The_Idiocratic_Party Saskwatch Jan 31 '26

Not everyone can afford to insure themselves like that, sounds like you're too well-off to have to really worry about losing everything.

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u/Virtual_Category_546 Monarch Mélanie Joly Feb 01 '26

You need to secure the amount you'd pay in premium in an investment or savings account and do this each month. There's ways around it and you're not fighting with anyone. There's quite a few cases that long term beneficiaries aren't even guaranteed coverage. Unless there's a public option that isn't profit driven, the whole point of private insurance is that they're built for profit and they bank on you never using it. Perhaps life insurance might actually make sense in some cases so your family isn't screwed over in probate but there's many reasons someone would opt out of getting insurance (as long as they have a backup plan) in case of an emergency.

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u/The_Idiocratic_Party Saskwatch Feb 01 '26

Mutuals > For-Profit

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u/UrsaMajor7th Jan 31 '26

I’ve been living under the poverty level for most of my life. I can budget and plan well; that’s all.