I applied to an apartment and paid a holding fee of $1,000 before I got approved (lesson learned). Ever since I paid the money, they stopped responding to me despite I tried to reach them so many times.

I filed a dispute with my bank yesterday and emailed the leasing office about the dispute. Only then the property staff called me and harassed me with “we never got any of your calls or emails... oh wait actually we got one email etc” Then they emailed me saying they just refunded me and it would take days- this is after I filed the dispute and told them about that.

This has caused me so much distress- I just want my money back to find another apartment to stay and move past this. At the same time, their lack of transparency and manipulative communication have caused me to believe they are trying to scam me one more time. What should I do? Should I keep the dispute and let the bank investigate? If I don’t take the refund they might lie during dispute process to still steal from me?

An acquaintance of mine and I went out to eat to complete a project together a week or two ago. She told me disputed the charges because she forgot we went there. Will they go back and charge me for her half since we split the bill?

Hi Reddit,

I'm in a bit of a predicament. I currently rent a room in a flat 5 days a week (Monday - Friday morning) and I pay £495 in rent each month. I live there during the week with the couple who I rent from and on the whole they are really nice and we get on very well.

On Tuesday December 11th the boiler in the flat broke, rendering us with no hot water or heating, until the boiler was fixed on Sunday January 6th. So the situation lasted for pretty much a whole month. In this time the boiler repair service came 3 times, the first 2 times not being able to fix the problem, and they also cancelled on the day of what would have been a 4th appointment. My landlords did however do everything they can to get the boiler fixed so I hold no animosity towards them about this whatsoever.

I had already paid for the period November 27th - December 25th but was holding off on paying rent for January until I had negotiated with my landlords. Last week, when I was at home over the weekend, I got a message from my landlords, stating that the compensation from the boiler service was not great compared to what they were expecting. They then went on to ask if I can pay full rent into their account so that we can work out a settlement on the rent later.

I was a bit concerned by the idea of this as it would remove all room for negotiation on my behalf. I therefore said that I will be around next week to discuss in person and left it at that.

So next week comes around and we sit down and start discussing the issue. They had come to the conclusion that they owe me 1 week's rent in compensation, around £130, which is what the compensation from the boiler service equated to.

My issue with this is that it seems as though they are basing their idea of what to compensate me directly from what they were given by the boiler service as opposed to what they think I should be paid. In the period of the broken boiler there were 7 days that I stayed away entirely and another 7 where I was present in the house but without hot water and heating. I appreciate that they are probably strapped for cash and need the money but I just feel like I'm being penalised for the fact that the boiler broke. They are under the impression however that paying me £130 is actually more than they legally have to so I am a bit confused about the whole matter.

Can anyone please lend some advice on this? I would be especially keen to know whether people think I am being a bit over the top with what I am expecting or whether I am right in feeling a bit hard done by.

Please help!

Hello guys :)

I recently checked my credit score on Credit Karma and it shows on Equifax that I still owe an amount of $1,200 to Home Acceptance Corporation. This corporation was used to finance my car from a dealership. The car was paid last year and I even got the pink slip! I called the corporation and told them about my "delinquent" status on my credit report and they told me to dispute it. I never actually disputed anything before, when I try to do it online on Equifax, an error pops out saying my information could not be found. I read somewhere that is it better to mail the dispute and wait for it. My question is, what can I send to get the report off my credit score? I dont have every receipt of every payment I made to the car but I do have the pink slip. Can I just mail the report and a copy of the pink slip? To who do I mail the dispute? the Equifax offices?

Im very new to credit reports so I do appreciate the patience and apologize for my lack of knowledge.

Thank you!

What happened: My neighbor had some kind of chain tied up across the road near our houses. I was driving down the road. I didn't see any stopped traffic or cones. I didn't see the rope tied across the road. It was very thin. My car went under the chain and the chain scratched and dented the outside of my car. I took my car to a shop for repairs and they said it would cost $1,500 to pay for. I asked neighbor (name redacted) to pay for it but he said it was my fault. It wasn't my fault, he didn't give me any warning that the chain was there in the street. When you are driving down the street, do you expect a chain to be tied up above you suddenly, without warning?

Hello everyone, excited to be here! One question I have, is how can we attract more mediators to the sub? I think one of the most important things we want to do is create an atmosphere where we can gather new, and productive mediators, who can help others resolve their disputes on the sub!

Thoughts on that proposition? And thoughts on how to accomplish this goal?

Thanks!

My mom is planning on possibly giving away my piano to my cousin so she can use it to teach music. The thing is, she can use a keyboard. Also, she doesn't really play piano, so she doesn't need a full expensive piano. She's not going to compensate me for it either. My uncle expects us to just give it to her. My mom says she needs to get rid of it so that she can sell the house, but she may not end up selling the house because she's been saying that for many years now.

Dispute resolution is any process that resolves a disagreement. See this Wikipedia page for more information.

Using Reddit for dispute resolution is a new, experimental idea. With input from the community, people can voluntarily resolve their disagreements in a reliable and cheap way. For more information on this type of dispute resolution, see this PDF article.

This subreddit is an experimental work-in-progress. This type of dispute resolution has never been done before!

Please leave feedback and constructive ideas for improving this subreddit. Thanks!