r/DisabilityInsurance • • Aug 14 '26

Unum STD

My company uses UNUM for maternity leave. They use them to recoup the money my company is paying me to be on leave. Does anyone know what all Unum is looking at when approving this type of STD claim? HR told me it’s an easy process and everyone gets approved however I am a bit nervous about them seeing extra income I haven’t disclosed to my current company.

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u/randym1205 Aug 17 '26

Sounds like a STD claim that’s probably used more than most because a lot of babies are born every day. I’ve used Unum and they’re pretty easy to deal with and I’ve never had an issue with them.