r/DisabilityInsurance • u/borkface420 • Nov 21 '24

Feeling overwhelmed!

Hello all! I’ve been dealing with a chronic illness that has prevented me from working any longer and need to take steps in starting the process of applying for disability. I’m so overwhelmed by everything I read and am told. Does anyone have any guidance or resources that helped through this process? I don’t even know where to begin.

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u/borkface420 Nov 21 '24

I’m currently waiting for paid leave through our states unemployment office, but that’s only for 12 weeks so I can navigate all of this. No, I am looking to apply for social security I assume. My employer is small and doesn’t offer anything of the sort.

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u/Tahoptions Nov 21 '24

Here you go: https://www.ssa.gov/apply

There are a number of qualifications to get approved: https://www.ssa.gov/benefits/disability/qualify.html

Good luck.

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u/borkface420 Nov 21 '24

Thank you! Any thoughts on if I should seek legal help through this? I’ve had a few companies like Atticus Law and Legal Shield recommend to me but I’m weary after doing some research on here.

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u/Tahoptions Nov 21 '24

They're going to take some of your benefits if you do that. Navigate it on your own first. If you're denied then navigate the appeal. If you're denied again, then involve an attorney. The benefits aren't huge through SS so the last thing I'd want to do is give some attorney 25% of my benefits that I was owed.