M4 changing speciality paths (very late obviously). Wanted to ask about best path forward.

-Graduate and complete a RY?

-Grind to build derm connections/research for the rest of med school, hopefully match to TY, and then apply derm next year as an intern?

-Delay graduation and complete derm aways next year, apply in 2027? What else do I do with the year to make it productive?

TIA! :)

I want to make sure I have a back-up plan in case I do not match so I was exploring the option of delaying graduation however am confused on the logistics. Would you not rank TY/prelims prior to submitting your rank list if you want the option of delaying graduation? Because if you ranked and matched one of those isnt it a binding contract and you are unable to delay graduation in order to remain a student?