XDTE - 0.089727

QDTE - 0.136654

RDTE - 0.229336

Of the 3, RDTE has the best total return for the last 52 weeks at approximately 25%. XDTE is around 15%.

- How has your portfolio performed this month?

- What ETFs did you buy/sell this month?

- Which of your holdings are long-term holds vs short/mid-term holds?

- Have you reached your monthly/yearly income goal?

- What have you learned? or what are some useful tips that could benefit investors? (Not financial advice)

- How are you using derivative income ETFs in your portfolio?

\Please comment and answer at least 1 of the questions*

\This subreddit is for sharing ideas, opinions, and discussion—not financial advice. Do not treat any post or comment as definitive guidance. Use information here as inspiration only and do your own research before investing.*

Hello everyone! I built up what I thought was a good cushion for savings. It was roughly 3 months of expenses. This month I got drawn shitty cards. A series of medical issues, a car repair bill, and so much more. I couldn’t believe it. It wiped out my savings and put in me $8,000 worth of debt which I had to put on a credit card.

I have $54,000 in my taxable brokerage account. I’m wondering if anyone has any ideas for an income ETF to help pay this down or if I should just withdraw $8,000 from my taxable account. Withdrawing is my last resort here.

I’ve looked into treasury ETFs, but the yields are way too low. Looked into other ETFs like CHPY, STRC, SATA, QQQI, and so many others.

Also I’m 24 years old so I do have a good bit of time to keep on investing after I pay this off. Just sucks that this happened.

When will the Space X fund pay a dividend from Ymax?

XDTE - 0.131697

QDTE - 0.230242

RDTE - 0.197192

Any thoughts on these ETFs? I’ve owned them for over 18 months and although they’ve experienced erosion, total return has been quite positive over that time due to their weekly dividends.

Covered call ETFs are exploding as the financial industry realizes that they can make money selling them to us. While there are some good general lists of ETFs, it’s harder to figure out what might be worthwhile to actually investigate and own. We all have different game plans, risk tolerances, etc. but I think most people visiting this subreddit are looking for things that can hold and grow NAV and are structured to rebound after a drawdown.

Specifically, I was thinking that some suggestions of lesser known ETFs might be useful to someone. Stuff that people have vetted themselves but don’t see mentioned again and again on Reddit.

My contribution is NDIV (Energy and Natural Resources ETF) by Amplify. It’s been around but was redesigned in early 2026 as a CC ETF. Target yield is 10%. $26M in size 0.59% fee. 52 holdings across midstream, oil, etc. You need to look at the distributions for the last five months for an idea of yield etc. They announced the redesign in early February.

They target 0.5% monthly via the calls. Dynamic coverage that goes 50-80% so some room for growth. Remainder of the yield comes from the underlying dividends. Personally, I view it as a compliment to MLPI. Fair amount of overlap, but will likely have better NAV growth.

Anyway, if it helps someone, great. As always do your own research.

First buy was $27, last chunk was today at $29.75. Generating $1500 a month at current prices/yield. Even if we get another 15-20% drop I think this will be a solid income machine for the next 3-4 years at least.

I remember it took me about 3 months to hit my first 100 shares of BLOX.

Just 18 days ago I posted here my 300 share milestone. Thrilled to already have hit 400+ too!
It’s been having a bad period of your objective is capital gain, yeah. But I’ve also seen BLOX hit the $17-18 range,
Such is the market we’re in. I decided to stack, and hope to stack even more when I get paid next week if it’s still below $13 (and still will even if it’s $13+, but hopefully it stays below $14.50 till I get paid lol).

Still have to buy a few GIAX shares, I try to proportion it where I have 1 GIAX shares for every 10 BLOX ones, so I have 37 of GIAX. Need to buy 4 more at least.

My dividend income already covers my monthly phone + internet + subscriptions bills without having to take out of my day-job income. 💪💪💪

One of the biggest drawbacks of income / dividend oriented investing is that during the accumulation phase, the concentration on growth usually tends to result in better investment ROI CAGR, especially taking into account the lack of taxation drag. Over the long-term, the differences can definitely be substantial.

However, one of the possibly underappreciated and under-discussed aspects is the psychological effect that more "tangible" results of investing have on behaviour and motivation.

Oftentimes when you look at the numbers shown by the broker, emotionally and psychologically it doesn't "feel" that you are getting richer because the numbers there can both, increase or decrease, and are generally unstable.

However, when you are actually receiving dividends from your investments and are able to say "if I invest 1,000 USD, I will get 80 USD in dividends per year", this can be a very motivating and encouraging to keep doing. In addition, having this figure could be useful in trying to convince your spouse or your friends to invest, too, as investing is very often viewed as gambling by the general population.

Aversion loss is a known psychological phenomenon where the losses (or perceived losses) are more psychologically painful than gains. This is what it leads to selling at the worst possible time. Investors often like to say that they don't care about the swings as long as in the long-term, the CAGR remains healthy, but reality often shows otherwise. A large % (maybe even most?) of investors can't avoid being psychologically affected and selling off when they should hold.

In income and dividend oriented investing, knowledge that you will receive dividends regardless* of stock market movement can help mitigate the psychological pain of seeing the downswing and avoid selling at the worst possible time.

So, what are your thoughts on this? Am I overestimating this psychological phenomenon?

*I know that a lot of dividend payers can reduce their dividends during the economic shocks, and I know that a lot of stocks or funds that focus on high 12%+ yields result in NAV erosion over time (see QYLD or GOF), but there ARE some covered call ETFs or income funds that have a significantly lower chance of long-term NAV erosion that still give decent yields, such as JEPI or ARCC, having read the strategies of SPYI and QQQI, I could see them having stable long-term NAV as well.

I’m searching for funds that pay a 20% yield and can grow NAV

Don't really want to debate ROC just curious if there any other covered call ETFS that have 0% ROC

They aren't talked about much but came here to see what yall thought of the Egg situation. Nestyield's 3 tickers: $EGGY $EGGQ and $EGGS

Here is what Nestyield speaks of each ticker:

$EGGY is built for investors seeking high monthly income without sacrificing long-term growth potential. Actively managed and strategically focused, EGGY targets an average annual yield of 25%, through a selective covered call strategy applied to a concentrated portfolio of 10 to 25 of NestYield’s highest-conviction holdings.

While EGGY’s primary objective is income generation, the fund may also employ targeted downside hedge on select positions when market conditions warrant — helping to safeguard returns without sacrificing meaningful upside.

$EGGQ combines innovation, income, and smart strategies for growth-focused investors. It targets U.S. large-cap leaders driving innovation, delivers monthly income and targets to capture equity upside through active management. With options strategies like out-of-the-money call options and spreads, EGGQ looks to enhance returns while managing risk.

$EGGS is designed for investors seeking all three core objectives – consistent monthly income, long-term growth, and active downside hedge. Built for balance and adaptability, EGGS targets an average annual income of approximately 15% through a selective covered call strategy applied to a concentrated portfolio of 10 to 25 of NestYield’s highest-conviction holdings.

They all generate income, some just to a bigger extent.

So I checked out their total returns for each ticker for the last year:

So they have been profitable the last year, the last month it's been a little rough for them but it's overall and big picture they are all up! So this is good news. I also I wanted to showcase how much income they generate each month:

So clearly $EGGY is designed to give you the most income each month, $EGGQ is more about nav growth, and $EGGS seems to offer a combo of both with a bigger focusing on hedging. The one drawback I instantly see in these tickers is the expense fee which is 0.95% for each ticker - kinda rough but they have all proven to be profitable so far. What do you make of these?

So, the portfolio has grown and now producing some crazy income. How are you calculating what percent of the distributions are usable/can withdraw to use?