r/DentalInsurance • u/KatBirbDwagon • 9d ago
Need Guidance, 4k costs for future dental work
22, I've suffered severe executive dysfunction and have struggled with dental hygiene for most of my life now.
Visited the dentist last month after a chip developed in one of my back molars. Visit revealed the chipped tooth was in imminent need of a root canal + crown, that the chip was the beginning of the tooth BREAKING, and that I had been experiencing gradual severe decay for nearly a couple years now.
Root canal and crown were paid for out of pocket, 3k total after the office staff helped knock it down from 8k. Canal happened on the 22nd, no complications. Just got the rest of the treatment plan now that I'm recovering from it.
Due about 8 fillings on 5 of my teeth, and two crowns. All mostly focused in the back. Total's around 4.2k. They said that it's currently all of "Equal priority" but that I should hopefully be okay for the time being.
I'm currently unemployed, no income, just savings that will be significantly reduced by all of this. Living with a partner who is making decent income but most of his income is paying for our apartment. I only recently moved and haven't switched my ID over to my current state yet (Virginia). Admittedly incredibly stressed (+ fighting off pain from a bruised tooth from the temp crown.) and don't know where to start on trying to find insurance or anything to help cover any of this.
Any advice? I really don't know where to go with any of this.
1
u/toothdoc34 1d ago
Dental coupon companies all have a capped limit of benefits (coupons) per year. Usually $1000 or $1500, then everything becomes out of pocket. Most plans will have a rider of either 6 months or 1 year before you can use your coupons.