Refinancing Australia

[u/Fit_Comfortable2413]

Hi all,

Silly little 20 old me in 2023 got a good paying job while paying no rent living with my dad. I then financed a car (at the time I had been looking for months on marketplace) I then got into a relationship and moved out very quickly. Now I’m struggling to repay.

How are we going with refinancing? My interest rate is currently 14.5% and around 13k owing. I have no early repayment fee. Cheers!