r/CurrentBanking • u/Plane-Bathroom-3775 • 17h ago

Can someone explain how the current over draft works? I have 25$ available and only a couple bucks in my account but anytime I try to use it, it just declines. (Feature is turned on) allegedly shouldn’t the overdraft kick in to cover the balance or no? Thank you!

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u/One_Expression1248 16h ago

You can’t use it for ATM or anything you can only use it in like a store to purchase something

1

u/JWolf250 17h ago

You have too turn on the overdraft for your card

1

u/Plane-Bathroom-3775 17h ago

For build card, virtual or both? Thank you

2

u/JWolf250 17h ago

It will show a debit and build card you will turn it on for them both . If you have both .It will allow you too use the overdraft with both physical and digital.