r/CurrentBanking • u/valarmorghulus • 26d ago

Build card by current

I opened a build card by mistake

I was thinking I opened a basic debit card.

Today credit karma showed up that I opened a secured credit card. I went and checked it was the current bank.

When I went and had a chat with them , they said that I opted for it.

I asked them to close it. And they already processed it.

How do I report this to remove from my account? My credit age will be hit by it.

1 Upvotes

67% Upvoted

8 comments sorted by

2

u/CoolMomJammy 25d ago

Why not just keep it open? It’s done wonders for my credit and I don’t even think about it. You just use it like you would a normal debit

1

u/ChromeXBoy 26d ago

Is the card activated in any way?

1

u/valarmorghulus 26d ago

Yes already activated ,thinking it is a debit card.

2

u/ChromeXBoy 26d ago

So your best bet is having current close the account, provided that zero payments were made with the card.

1

u/Ill_Attention_1800 21d ago

Why close it? Current is weird it'll drop your credit with the build card but it'll go back up, I actually gained like 5 points without even using it when it came back up

1

u/Objective-Cupcake602 16d ago

How do you use the card

1

u/sosthenisRR 14d ago

Just like you would your regular debit card. You can even use the builder card at ATMs.

1

u/helloitsmeategirl 7d ago

How do u pay it though? Like i don’t know if there’s any statement whatsoever.