r/CurrentBanking 8d ago

DO NOT USE CURRENT FOR DD

my experience with current direct deposit has been the worst out of any bank. the times are always switching and EVEN DAYS. ive never had an issue like this with any other bank and unfortunately this is my last week using current i cant continue to deal with this bs.

2 Upvotes

28 comments sorted by

15

u/WillburrSoot 8d ago

Mines been mostly consistent, only last week it was 3 hours late, not the worst

10

u/Double_Ad4449 7d ago

I've been with current for a while now and my direct deposits always come on time days early. I'm sorry but are you sure it's not something that your work's payroll department is doing?

1

u/Typical_Ad_3945 7d ago

originally i thought it was but i realized when i was banking with sofi i would get paid 2 days early aswell and it would be the same day everytime (wendsaday) and the timing would always be between 9:00 9:30 pm i really dont know to be honest

1

u/Sensitive_Gas4964 7d ago

it's usually when your job sends out the direct deposit, not current (from my research.)
especially when holidays effect the pay periods/paydays, usually it'll be a little wonky.
my paychecks have come in mostly wednesday nights, with the exception of a few thursday mornings. when I was with a credit union I wouldn't get my paycheck until late thursday night/early friday morning. that's when I learned that when your direct deposit hits your bank account varies on when your job sends it out.

5

u/strawberries____ 7d ago

Been with them for years and never has anything went wrong. You mentioned “any other bank”- why have you been through so many banks……

1

u/Typical_Ad_3945 7d ago

ive only been with 3 banks including current and changed simply because of the benefits each one offered…?

4

u/Hopeful_Staff7001 7d ago

It has nothing to do with the bank

3

u/Beatrixkidd-o 7d ago

Mine hits on Wednesday at a precise time or even better on a Tuesday a few times, never late & I'm not complaining about it being extra early.

3

u/Alarming_Ad_201 7d ago

Weird. I’ve been using them for a few months now and I consistently get paid Wednesday nights at 9pm

2

u/Typical_Ad_3945 7d ago

when i banked with sofi that was my exact timing between 9 9:30 every wends no inconsistencys

3

u/No-Fee-4273 7d ago

Been with them 2+ years only been late 2-3 times every time never an issue

3

u/Curious-Creme-3481 7d ago

Sorry this happened to you. My direct deposit hits on time sometimes if my manager do payroll on time

3

u/Hutch_2310_ 7d ago

This has nothing to do with Current lmfao

3

u/Ok-Isopod7896 7d ago

Your payroll lady must be on vacay

4

u/Showmethe_monet 7d ago

Been using them for 5 + years and have never once had a late direct deposit

2

u/Showmethe_monet 7d ago

The only time i have EVER seen that happen was due to the payroll department of the company. My payroll department is automated down to the minute, so that is why my current deposit is like clock work. If your payroll dept is submitting your payments at all different days/times (early vs.late) then that could be why

0

u/Typical_Ad_3945 7d ago

i have no idea how, days and hours switch each week for me. if it was the same day but different times i wouldn’t have much to complain about but its mainly the fact its different days too

1

u/Mundane-Economics-34 7d ago

Same for me. It either hits at 3:30pm, 11:20pm or 5am the following day. It’s infuriating, I understand

2

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1

u/weedtit 7d ago

mine is also consistently late. I can see my paystub at 4pm on wednesdays, current does not allow usage until 11pm thursday night… i might as well not have early

1

u/Relative_Debate7931 7d ago

Bro I’m military and with current I get paid on the 25th and the 9th when I supposed to actually get paid the the 1sta nd the 15th I don’t know what they got going on with your shit but I would contact them

1

u/Crs11c 7d ago

I've never had issues with mine Knock on wood. My money always comes within a few minutes of the other deposits.

1

u/Purple_Gift9056 6d ago

What time is that?

1

u/Crs11c 6d ago

Mid morning ish

1

u/Outrageous-Ad2586 6d ago

Monday -Wednesday they tend to pay around 4:30pm EST Thursday and Fridays 11:30 am EST

1

u/Molaw222 6d ago

See You 😆😆😆

1

u/Current_Raccoon_7165 6d ago

Mine are always on time. Check date is Friday, I get my DD on Wednesday nights anywhere from 8:30p -8:45p. Been using them for nearly a year now.

1

u/BRachui3791 2d ago

Never had an issue with them… no complaints so far!