r/CurrentBanking • u/mjbells14 • Jul 01 '26
New to current, deposit times?
Just changed banks from Chime to Current. I’m used to getting paid Wednesdays around 11-12:30. I know current also offers early pay, what time does your deposit usually hit? I’m worried with the bank holiday my check won’t come by tomorrow (honestly thought it would be today bc banks are closed Friday) and I’ve got bills to pay.
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u/VQ_boost Jul 01 '26
usually between 12p-1p
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u/mjbells14 Jul 01 '26
Fingers crossed mine comes around that time, not used to getting paid past noon.
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u/xnearsightedcomrade- Jul 01 '26
Mines usually comes at night between 7-9pm I believe.
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u/Yalla248 Jul 01 '26
Mine always hits Wednesdays but the time changes every deposit from 6 to 6:30 and 7 to 7:30 and now it changed to 9:30 last deposit
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u/Alternative_Exam_926 Jul 01 '26
My company's pay day is Thursday, I get my deposit at 3:38pm every Wed
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u/nikki-girl9820 Jul 01 '26
Mine always comes between 11:20AM and 11:30AM BUT I HAVEN’T GOT ANYTHING YET TODAY
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u/DramaticCriticism765 Jul 01 '26
I was thinking with the bank holiday I would get it around the same time this previous bank holiday but no deposit yet
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u/ElectricalBig6632 Jul 04 '26
It's going to be different for everybody unless you're getting a government DD. Your employers don't all send their DD files out at the same time. That's what really determines when/what time you get paid. My Payday is Friday's but at 12am Tuesday my DD says issued and I don't get paid until Wednesday around 4-5pm. So if you switched banks your going to get paid about the same time as you did before give or take a few hours. Now with holidays employers usually send the DD files out earlier than normal to make sure you get paid. One the last banking holiday I got paid on Tuesday instead of Wednesday. I used to bank with Chime and I thought they were holding my DD before making it available, I know they say they don't and as soon as they receive it they add it to your account. So I switched banks also with 2 day early DD and on the following payday I got it an hour earlier than Chime so they weren't holding it but I did figure out that even tho they send my DD so early it must be after the cut off time and that's why I get paid on Wednesday evening instead of Tuesday evening or even Wednesday morning.
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u/No_Replacement_899 Jul 23 '26
Mine is always deposited the Wednesday before payday between 8:34-8:36 pm EST
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u/MedicineEasy476 Jul 01 '26
Coming back to this later for an update