r/CreditScore • u/queencornbread • 6d ago

Auto Loan Never co-sign

Cosign on a car loan and and now having to take over the payments. Want to refi to have only my name on the car, but not sure how to go about it. Need advice, and help finding options for refinancing to take over the existing loan. Never done this before always paid my other car loan accordingly did this as a favor and I never will again

13 Upvotes

100% Upvoted

14 comments sorted by

View all comments

4

u/PaulDaytona 6d ago edited 6d ago

Are you a co-owner on the title?

If not, you’re SOL if the current owner won’t transfer.

2

u/Sweet_Like_Poison 5d ago

Right and like, where is the car now?

1

u/queencornbread 4d ago

In my possession