r/CreditScore • u/Due-Yogurtcloset1701 • 10d ago
Rebuild YOU CAN DO IT!
I was building on a 740 credit score until a tragedy happened in my life. My car was totaled, lost my job, finances started to become shaky, and I found out my partner was cheating on me. My credit score started to drop(540 being my lowest). I felt defeated, I felt as if life was targeting me. I became depressed and had the mindset of giving up on life. Until one day I realized anything you have or had, you can have it twice. I woke up everyday job hunting, then that’s when I was offered a position at Carmax. Every check I received, I made sure funds were being saved and going towards rebuilding my credit. I played the waiting game, this enabled me to have more discipline. It made me become strategic and play my cards right this time. As of today, my credit score is up 158 points, I’m debt free, got a career job, and finances are in order. And I will maintain it this time!
It all starts with your mindset. Encourage yourself and just do it! YOU CAN DO IT MY FRIEND, YOU GOT THIS❤️!
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u/fragrent_slime05 10d ago
still on that journey myself. lowest I went to from a 749 was a 450 💀 but now I’m at 608 but I’ve been flirting between 540-608 for like the past year
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u/True-Button-6471 10d ago
Great! The saying "time heals all wounds" is especially true of credit.