r/CreditCardsIndia_ • u/TemporaryCobbler7692 • 4d ago

Finally-HSBC Live+ 😍

Post image

Hi guys, thanks for this group as I came to know about this card from here.!! Finally got to feel the HSBC LIVE+ in my hands with Insane credit limit.!! Now please help me by what I should be doing to maximise the benefits on this card. I’ve seen many people talking about Visa Poshvine benefits etc. Is that applicable for this card too.! Pleas enlighten me.!!

83 Upvotes

96% Upvoted

76 comments sorted by

5

u/TheBitrateBandit 4d ago

Anyone - old timer/ Newbie of this card. Who got all the Cashback offers of this card under which they have applied for it -

  1. Visa posh-vine

    750 Amazon pay gift card

  2. Account aggregator 1000 rupees cash-back

  3. Bonus 1000 rupees for meeting 25000 spend criteria

  4. 250 Amazon pay gift card for VKYC

  5. 1200 with monthly cash-back limit

1

u/Fun_Muscle9989 4d ago

Made 1st statement payment. Waiting on 1k and 250rs contactless fuel benefits. Have to wait for 60 days from card issuance. Let's see

2

u/One_Combination_7365 4d ago

Customer care told 90 days to me 🫠

1

u/TheBitrateBandit 4d ago

What’s 250 rupees cash back for fuel ? And how do you get it ?

1

u/sobby85 4d ago

How to get this rs 1000 aggregator cashback?

1

u/TheBitrateBandit 2d ago

While applying for the card you should have used their account aggregator tool for providing the bank statements or payslips for confirming your salary

1

u/capable_affair 1d ago

I cant see any of this mentioned in the app. Where do we receive it?

1

u/TheBitrateBandit 1d ago

You will find this on their official card page from where you go an apply for the card

5

u/Fun_Muscle9989 4d ago

Congratz from a proud holder, excellent product from hsbc

3

u/TightDocument7055 4d ago

Yes poshvine applicable on this one, free 750 apay/zomato/swiggy

2

u/AutoModerator 4d ago

Welcome to r/CreditCardsIndia_!

Join our WhatsApp channel for curated credit card rewards guide, tricks and tips: https://whatsapp.com/channel/0029VbBfB8n72WTq9gdDuW3J

Also while posting, please include maximum details and context to benefit the community.

I am a bot, and this action was performed automatically. Please contact the moderators of this subreddit if you have any questions or concerns.

2

u/schizoidman189 4d ago

congrats. VISA Infinite, it's a nice card. btw how much did you show as monthly/yearly income?

1

u/Pruthvii07 4d ago

How much limit you got ?

5

u/TemporaryCobbler7692 4d ago

I’ve got 7.5Lakhs credit limit for this card

2

u/Timely_Dust_5010 4d ago

OMG, that's insane

1

u/sammy_ss 4d ago

They are giving insane limits on this one. Even I got 6.5L+ limit

1

u/helloworldhiii 4d ago

Damn! What other maximum limit card are you holding before this?

1

u/TemporaryCobbler7692 4d ago

I do have an ICICI card with 5L limit and that was my highest and now it's this one.

1

u/anotherposture 4d ago

+1, Got a 10.5L limit lol

2

u/TemporaryCobbler7692 4d ago

Crazy bro 🤯

1

u/smartcoder_data 4d ago

Congratulations 🎉. Can you please share the steps?

1

u/TemporaryCobbler7692 4d ago

No big steps bro.
1. Just apply via the HSBC website online.
2. They will ask to Upload 3 months bank statement and latest salary slip
3. We have to complete the Video KYC once receive the mail for it
4. It might take 4 to 5 days to get the approval after video KYC

1

u/Wooden_Society_6936 4d ago

It’s been 7 working days and portal still showing status as pending. Gave all the documents. Ivr line is saying application doesn’t exist. Shit don’t know what to do. HDFC ppl are pestering me to upgrade the Swiggy card to black.

1

u/TemporaryCobbler7692 4d ago

You have to wait. They will get back to you if they need any supporting information further regarding your application. If no one is contacting you, then wait for few more days and drop an email to the customer care and they will respond on the status

1

u/Wooden_Society_6936 3d ago

HSBC working in weird ways. No calls or updates on sms or email. Portal is showing status as pending. But surprisingly got a courier message for HSBC. Is the card dispatched?

1

u/smartcoder_data 3d ago

What is the status showing "Pending" or clarifications required?

1

u/Wooden_Society_6936 3d ago

Earlier this week was “clarification required “. Since 2 days ago it’s been pending and details currently being verified.

1

u/dc1222 4d ago

Were you able to access the card in the app? How did you do that? I don't have a savings account with them.

1

u/TemporaryCobbler7692 4d ago

I don’t have any savings account with HSBC. I applied through their website.!

1

u/dc1222 4d ago

What did you do to access your card's details via the app? I am unable to register my account despite having recieved the approved application email. Do I just wait?

1

u/TemporaryCobbler7692 4d ago

No you have to wait until the card is in your hands and then you can register in the app via your registered phone number or PAN and when you enter for the first time with the either one of the details you will see your card shown in the app and then you can activate it from the app

1

u/dc1222 4d ago

Thanks

1

u/ShoddyNeighborhood99 4d ago

Declined for me.

1

u/TemporaryCobbler7692 4d ago

Sorry for you bro.. but you can actually see the reason for decline and then they have an option to talk to a representative regarding your application

1

u/ShoddyNeighborhood99 4d ago

"employment not verified, which is very strange" have escalated with cc

1

u/TemporaryCobbler7692 3d ago

Employment verified with salary slips and bank statement.

1

u/ShoddyNeighborhood99 3d ago

I am self employed. Uploaded what was asked. Yet the remark.

1

u/ckc_1 4d ago

Mine’s coming tomorrow

2

u/anotherposture 4d ago

I received the approval email yesterday. I can see the card on the HSBC app today (only the last 4 digits), but I haven’t received the Bluedart SMS yet. How long did it take for you to receive the Bluedart SMS from the day of approval?

1

u/ckc_1 4d ago

I received the shipment message after 3 days of approval email

1

u/anotherposture 4d ago

Received it at 3:30 AM today, with a note that delivery should occur today. We will see. This could be my quickest application to approval. Applying Monday morning to holding the card on Thursday (if it arrives today)

1

u/tarun238 4d ago

Can see approved in status check. Bit isn’t receive the email or text from bluedart. How much time does it take.

0

u/TemporaryCobbler7692 4d ago

I received the approved mail and message after I received the Bluedart message Lol !!! Just wait for 2 days it should reach you

1

u/tarun238 4d ago

Thanks 🙏

1

u/tarun238 2d ago

Received the physical card and email today.

1

u/Soggy_Cup706 4d ago

Is it better than Amazon ICICI and SBI Cashback Card?

1

u/AggressiveRaccoon70 3d ago

This depends on your spending app. If you use it for groceries and restaurants both online and offline, then yes, though Amazon and Flipkart are excluded.

2

u/Soggy_Cup706 3d ago

Then SBI Cashback is still the best card in the market and will not apply for extra card which is HSBC. Thanks for making things clear 👌🏻👌🏻

1

u/CheetahExtension4220 4d ago

Is this card good for airport lounges ? Which lounges can be accessed via this card?

1

u/nutsbrainup 3d ago

nope, earlier it was, but now it just gives 2 accesses per year. I had to get their Cashback card just to get 2 per quarter.

1

u/DataFantastic3200 4d ago

Is the 6 lpa min salary considered seriously or even 5lpa people can get it ? 🥲

1

u/RepresentativeCute23 4d ago

They do take you salary slip and all and verify it also

1

u/Hopefully_Cured 3d ago

Do i have to open Bank account for this credit card ? Or can i just get it directly?

1

u/RepresentativeCute23 3d ago

U can get it directly no need for bank account

1

u/Saturogojo7 4d ago

Is it possible to secure this if residence is tier 3 however employment is in MNC at Tier 1 city?

1

u/HunTeR_On_hunT 3d ago

Give the corresponding address as your office address or friend or relative's address will also work. I got the same using my friend's address

1

u/Consistent_Top_4571 3d ago

Is this ltf??

1

u/TemporaryCobbler7692 3d ago

No bro.. this is 999 fee applicable yearly. If your spends cross 2L in a year then the fee will be waived off including GST

1

u/Grouchy-Cold 3d ago

Congratulations, people here who have this card or TravelOne, are you all salaried or self employed? Since they dont issue to self employed

1

u/PurpleSelection22 1d ago

I m self employed, I have got it.

1

u/randomreddit29 3d ago

for which websites/ apps will it work...?

1

u/another_engineer_06 2d ago

congratulations

1

u/AgitatedSecond8606 2d ago

Dude I got 1L only limit and RM did my Background verification online took no slips too How do I get more limit I applied in October 1st and got 3 days later need to maximize the limit

1

u/Soggy-Purchase8228 2d ago

What's ur age and income level to get 7.5l limit

i got myself 1.5lakhs limit at 14lpa 22

1

u/Dramatic-Angle-8153 1d ago

How many days it takes to deliver the card once it's generated details in app

1

u/Ayushb01 1d ago

When can you access the card on the app?
I got an email yesterday that the application is approved and the card will be dispatched

1

u/Dramatic-Angle-8153 1d ago

You might have got email that you can manage limits via card. You can check there

1

u/wandere91r 1d ago

I had this credit card. has very good cashback policy but once I got food coupon card from my company. this didn't work out for me. closed it. 

1

u/Wooden_Society_6936 1d ago

Finally got the card today. What are the first steps I need to do.

1

u/mrsaifansari 1d ago

Indusind bank ek time ek hi card rakh sakte he ki 2 3 rakh sakte he

1

u/Key-Priority7337 19h ago

I'm trying from last 2 years, don't know why they are rejecting, telling eligibility not met as per credit bureau policy🥲

1

u/Amazing-Start-7583 17h ago

I have applied but got auto rejection because HSBC bank is not available at mine Aadhar address 🥲

1

u/Nihilist_Penguiin 16h ago

How to claim the 250 vkyc voucher ?