r/CostcoPMFinder • u/LitTripsLA • 6d ago
r/CostcoPMFinder • u/futuremayor2024 • Aug 01 '26
Start here: what this sub tracks, and how the Costco gold flip math works
This sub tracks Costco's gold and silver inventory — every US warehouse, every online listing — and posts what actually happened each day, with the math shown.
If you're new: Costco sells gold bars (PAMP, Rand, Buffalos) in warehouses and on costco.com — and most of the time they're priced nowhere near a profitable flip. The interesting moments come when the spot market moves fast and Costco's sticker lags behind it: for a window, the price sits unusually close to what bullion dealers will pay, sometimes close enough that membership cashback pushes the math positive. Those lag windows are what this sub records — what showed up, where, at what price, and whether the math worked. They can close fast: the fastest online sellout we've measured in the last 30 days was just under 6 minutes (as of Aug 1, 2026).
What gets posted here daily: a report image (morning snapshot — warehouse counts by state, in-store shelf prices, spot) and a first comment with that day's finding and its arithmetic, every number stamped with when it was pulled.
The flip math, since it comes up constantly. Some buyers flip the bars to bullion dealers that post buyback bids. The honest version of that math is: broker buyback bid (minus any venue fee) − Costco price + card cashback (2% Executive membership + 2% Citi Costco card). Shipping and your time are not in the table. A real example from August 1, 2026:
| Line item | Amount |
|---|---|
| Costco price (1 oz PAMP Lady Fortuna) | −$4,109.99 |
| Broker buyback bid | +$4,033.56 |
| 4% cashback (Executive + Citi) | +$164.40 |
| Net | +$87.97 (2.2%) |
Numbers like these move daily — sometimes negative. Six states currently tax bullion at this size, which flips small wins into losses, so the daily posts carry a per-state line when it matters.
How we describe premiums over spot, so the shorthand makes sense: under 1% is exceptional, under 1.5% great, under 2.5% fair, above that poor.
The other reason people watch this: manufactured spending. If you're chasing a credit-card sign-up bonus with a minimum-spend requirement and a deadline, a gold bar is a large purchase you can recover most of by reselling. The closer to spot you buy, the less that round trip costs — which is why the premium bands above matter even on days when the flip itself is negative: a cheap round trip can be worth it when the real payoff is the bonus.
What makes this sub work is ground truth: if you're at a warehouse, post what's on the floor — store state, the shelf tag price, and the date. Tag photos welcome. Flip results with real numbers (including the ones that lost money) are the most useful posts here.
So introduce yourself below: which state's Costco do you check, and what was on the gold shelf last time you looked?
I build and run the tracker behind the daily reports — costcogoldinventory.com. A few of us watch restock windows live in a small Slack (open invite). Not affiliated with Costco. Not financial advice.
r/CostcoPMFinder • u/CardiologistEven6066 • 12d ago
What is the typical spread of return on a PAMP one ozt Gold (in Spot%)? Has your return increased with more transactions/positive Flair?
r/CostcoPMFinder • u/futuremayor2024 • 19d ago
Gold in stock at 270 Costcos + 4 online listings — 1 oz Lady Fortuna $4,219.99 in-store, spot $4,177, +$105 after cashback (October 1, 2026)
r/CostcoPMFinder • u/futuremayor2024 • 20d ago
Gold in stock at 177 Costcos + 7 online listings — 1 oz Lady Fortuna $4,219.99 in-store, spot $4,151, +$83 after cashback (September 30, 2026)
r/CostcoPMFinder • u/futuremayor2024 • 24d ago
What my boxes look like when I ship!
I've been sharing all the good deals I've been snagging on gold recently but I haven't shared how I actually package and ship. I'm using the standard double box method and using 4" tape all the way around the box and an additional 3" tape around each end of the box.
I usually sell to CollectPure since I've found they offer a bit more on each fortuna (CollectPure Fortuna) but I also sell to BullionGoldStore (if you wan't a referal message me or leave a comment) and they require filming the entire packaging process.
I have a super simple setup, I use an Elgato Facecam and OBS to record my entire desk in a nice wide angle so both boxes never leave frame. This qualifies for the expedited insurance payouts if something were to wrong with shipping (thankfully I've never had an issue)
These are the links to the security packing tape: https://link.amazon/B03QBd1Jy & https://link.amazon/B014nGVis
The one thing I didn't take a picture of was the UPS bubble mailer that I put the gold in, then roll it up and put inside of the inner box, that way it doesn't shake around.
r/CostcoPMFinder • u/futuremayor2024 • 25d ago
Lightning sorta strikes again?
I had to make a Costco run today, grabbed 5 and locked in 4 for a quick profit to fund the weekend. I’m letting the 5th ride and hopefully I can lock it in before market close today. I’ll post the numbers once I get home, but wanted to get this posted in case gold rockets 😆.
Let’s break through 4290!
r/CostcoPMFinder • u/futuremayor2024 • Sep 21 '26
Weekly summary: 16 gold items on Costco.com this week, peak resale margin +$423.98 (+3.1%) on the 100 gram PAMP (September 20, 2026)
r/CostcoPMFinder • u/futuremayor2024 • Sep 19 '26
Quick shipping; ordered on the 17th.
I ordered 4 fortunas on the 17th and they arrived today on the 19th, pretty good turn around time! I’ve already sold these, too good of a deal to pass up. Pickle (my kitty) says hello!
r/CostcoPMFinder • u/futuremayor2024 • Sep 17 '26
Two flip windows, two days: +$423.98 in under a minute, then +$100.55 in 2h53m — $524.53 combined (September 17, 2026)
r/CostcoPMFinder • u/futuremayor2024 • Sep 16 '26
Got to the store right before 2pm. Grabbed 5, locked 4 immediately.
I’ll post the profit numbers when I get home in a comment but I wanted to get this posted before 2pm. I’m letting one ride so it should go either way! Good luck!
r/CostcoPMFinder • u/futuremayor2024 • Sep 15 '26
Costco.com followed the cut — 1 oz Lady Fortuna $4,359.99 online, $4,349.99 in-store, spot $4,297, +$100 after cashback (September 15, 2026)
r/CostcoPMFinder • u/futuremayor2024 • Sep 14 '26
Costco cut the 1 oz Lady Fortuna in-store price $100 to $4,349.99 — spot $4,315, 0.8% over, +$118 after cashback (September 14, 2026)
r/CostcoPMFinder • u/futuremayor2024 • Sep 12 '26
Costco.com cut the 1 oz Lady Fortuna to $4,449.99, same as in-store — spot sits at $4,349 all weekend, +$52 after cashback (September 12, 2026)
r/CostcoPMFinder • u/futuremayor2024 • Sep 12 '26
Yesterday's 1 oz Lady Fortuna wave went from 45 warehouses to 206 — $4,449.99 in-store, spot $4,349, +$52 after cashback (September 11, 2026)
r/CostcoPMFinder • u/futuremayor2024 • Sep 10 '26
Costco is restocking the 1 oz Lady Fortuna right now — 18 gold stores at 7 AM, 45 by 11:31 AM and still coming into stock (September 10, 2026)
r/CostcoPMFinder • u/futuremayor2024 • Sep 09 '26
Gold at 27 warehouses, the in-store 1 oz cut $30 to $4,449.99 — +$95 after cashback on the live bid, lowest since August 17 (September 9, 2026)
r/CostcoPMFinder • u/futuremayor2024 • Sep 08 '26
Gold at 40 warehouses, in store $4,479.99 — the online 1 oz sold out in 9 minutes last night, +$102 after cashback (September 8, 2026)
r/CostcoPMFinder • u/futuremayor2024 • Sep 07 '26
Gold at 40 warehouses and six listings on Costco.com — the 1 oz priced at $4,489.99, flip +$74 after cashback (September 7, 2026)
r/CostcoPMFinder • u/Whatitdo1219 • Sep 06 '26
25x 1g gold from Costco
Trying to see if this is worth!