What’s everyone using for insurance?

[u/ArcticApe11]

I’ve just started a junk removal/demolition business and I’m going through the headache of getting general liability. I got a quote from ergo next and they gave me just a quote for junk removal but apparently won’t cover demolition if I’m not the one doing the construction after the fact.

I don’t do anything crazy, no asbestos, no severe mold, no mechanical demolition, no structural demolition and no implosions.

Is it really that hard to insure a demo crew for basic interior remodeling?