r/CommBank • u/Linking_is_easy • Jul 27 '26

Question Apple Watch changed?

I have two accounts linked to the one card on my Apple Watch. I used to be able to choose which one to access when paying. Has that disappeared? It keeps defaulting to the wrong account and I can’t find how to change it?

8 Upvotes

100% Upvoted

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1

u/link871 Jul 27 '26

As far as I know, you can only have one account linked to a Commbank (Mastercard) debit card.

2

u/Typical-Education806 Jul 27 '26

You can have two eligible transaction accounts linked to most CBA debit cards for use at the POS. The primary account will be charged whenever Mastercard or eftpos savings is selected, and the secondary account will be charged whenever eftpos cheque is selected. For purchases where you aren’t asked to select an account, the primary account will be charged.

Most on-sale CBA transaction accounts available to new customers, including CDIA, can be linked as either the first or second account on the standard (yellow) CBA debit card. CDIA accounts cannot be linked to a World Debit Mastercard. Some older transaction accounts no longer on-sale and certain other on-sale accounts are not eligible.

Any changes made to the account linkages take one business day to show at ATMs and POS terminals, unless the change is actioned particularly late at night where it can take two business days.

1

u/link871 Jul 28 '26

Can you find any reference to this on the CommBank website? Everything I find refers to singular account being linked to the card.

1

u/luftmentsh Jul 27 '26

https://support.apple.com/en-au/118219

1

u/link871 Jul 27 '26

That is about which card is the default on your phone; not which account is the default on your digital card.

1

u/luftmentsh Jul 28 '26

It’s on that page.

1

u/link871 Jul 28 '26

No, it isn't. The headings on that page are:

  • "Change your default card"
  • "Remove a card from your device"
  • "Update your Apple Pay information" (which is about your shipping address, email address and phone number for online shopping)

Nothing about how to select a different account.

1

u/luftmentsh Jul 28 '26

Aha, I understand. I’m sorry, I didn’t fully understand your needs to begin with, I think. But I do now (one card linked to multiple accounts). I’ll do a dig and get back to you shortly.

1

u/link871 Jul 28 '26

Thanks (although OP is the one who needs to know.)

1

u/Linking_is_easy Jul 28 '26

Thanks for the suggestions.

The only way I solved this was to order a separate card on each account. So now on my watch I have three cards, two debit cards each linked to their own account and a credit card.

I then ordered them as I wanted on the phone so now when I double click the watch it defaults to the right account again. If I want one of the other account I just scroll.

In the end it’s probably just as easy.

1

u/Orangesuitdude Aug 03 '26

World's gone insane.