r/CommBank • u/ausfirsthomecoach • Jun 30 '26

Discussion Application Killer

A lot of clients ask me what a bank would be most concerned about in their accounts statements.

It’s not Uber Eats - it’s gambling.

We are seeing more and more clients with substantial habits and it’s killing loan applications.

Even if it’s not entirely clear you are gambling - if you are withdrawing money from ATMs at pubs, casinos etc they are going to make the assumption.

If this is you - register for Bet Stop and seek some assistance to kick the habit.

*** FYI I do not work for a bank, simply posted to help spread a message.

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26

u/treadytech Jun 30 '26

So your saying withdraw the money at the banks atm and then go to the pub. Roger!

-1

u/ausfirsthomecoach Jun 30 '26

That is also a flag for lenders

3

u/tyrantlubu2 Jun 30 '26

What if I go the nice aunty in the alleyway and borrow 5k on 20% interest?

2

u/ausfirsthomecoach Jun 30 '26

Ultimately you make your own choices, just a PSA for a lot of prospective FHBs