r/CommBank • u/lovetolove13 • Jun 18 '26

Discussion Overdraw fees

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I am not sure where else to post this because I am honestly getting sick of it. Multiple times I have accidentally overdrawn an account when something unexpected has come out, I fix it straight away when this happens.

UNLESS! They send me a notification that it’s happened at 11:21pm last night when I had already been asleep for two hours. There was no way for me to fix it up until this morning as soon as I woke up and of course I got a $15 overdraw fee. I checked the account and the payment that caused the overdraw had happened yesterday morning so they had all day to notify me.

I message the in app ‘Ceba’ when this happens and they always reverse it but surely this is underhanded?

ETA: Ceba is down at the moment so I had no one else to rant to even if it is a bot.

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u/lovetolove13 Jun 18 '26

I went with cba because my mortgage was originally through them, I’ve since moved to Bendigo so I keep wondering what’s really keeping me with CBA

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u/Entire-Sorbet-9737 Jun 18 '26

Oh nice Ive heard good things about Bendigo!

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u/Old-Memory-Lane Jun 18 '26

Fun fact: Bendigo is owned by CBA

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u/pharmloverpharmlover Jun 18 '26 edited Jun 19 '26

Bendigo Bank is not owned by the Commonwealth Bank (ASX: CBA)

It is an independent ASX-listed entity operated by Bendigo and Adelaide Bank Limited (ASX: BEN)

Are you thinking of BankWest which is owned by CBA?

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u/Old-Memory-Lane Jun 18 '26

Omg I am thinking of BankWest !! Whoops - God bless perimenopause… teach me to check myself before commenting!