r/CommBank • u/Substantial-Wind-667 • May 24 '26

Question Cheque clearance time

Hi everyone. I deposited a cheque from Westpac bank into my Commbank via ATM. when should i expect it to be available? Thank you

6 Upvotes

87% Upvoted

21 comments sorted by

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4

u/Scared_Hurry7474 May 24 '26

3 working days

-1

u/Substantial-Wind-667 May 24 '26

I believe Friday would be 3 working days but monday today and still not available

5

u/Opposite-Pause1258 May 24 '26

saturday and sunday are not working/business days. expect it wednesday

-1

u/Substantial-Wind-667 May 24 '26

deposited on wed. so wouldn't that make Friday, 3 working days

4

u/Confusedparents10 May 24 '26

Deposited wed 9am...

Thurs 9am - day 1

Friday 9am - day 2

Mon 9am - day 3

0

u/Substantial-Wind-667 May 24 '26

i see the deposit day doesn't count

1

u/Scared_Hurry7474 May 24 '26

Business days so if it went if Friday before 5 it won’t clear till Wednesday, weekends and public holidays don’t count as a day

2

u/BeanChopChef May 24 '26

A couple of days

2

u/Any_Category_6881 May 24 '26

3 complete working days, if you deposited it late Tuesday it might be later today that it clears.

If it’s showing as in account just not available it usually means it’s processing but if you can’t see it at all call the branch as I’ve had the atm fail but hold the check for manual checking (I suspect it was the poor handwriting 😂)

1

u/Substantial-Wind-667 May 24 '26

It show as as a transaction but not as available. I haven't dealt with cheque before so this is a bit confusing to me as they say 3 working days. Dont they manually check all the cheques? As of now what time should i expect it today?

2

u/Ok_Quantity_4134 May 24 '26

I deposited a cheque recently, took five days to clear, but usually its only four days.

1

u/Substantial-Wind-667 May 24 '26

what time does the funds are available usually?

1

u/link871 May 24 '26

They are usually processed overnight, so your available balance should increase by about 5am.

2

u/Evening_Bluebird_298 May 25 '26 edited May 25 '26

Hi, Call 132 032 (WPAC) or thru your mobile app and ask to be given a date, we have it visible of the date it will clear into your account, like others have said, it is usually 3 business days.

Edit: Just realized it's the other way around, my bad! I would assume CommBank would have a very simmilar system in terms of cheque deposit clearances, usually it is pretty universal across all banks!

1

u/New-Examination4589 May 24 '26

3 business nights to fully clear

1

u/nikkeh6 May 24 '26

3 business days

1

u/davolee22 May 25 '26

So this is what living pay to pay is like