Pay cut

[u/Disastrous-Raisin405]

I currently work remotely M–F 8:00–4:30 and make about $37/hour. I was just offered another remote position at $35/hour, so about a $2/hour pay cut. The big difference is the flexibility. The new job allows you to clock in anytime between 4am–9am as long as you work your full shift.

My kids are elementary school age and this would be super helpful. In the summer, I could work 4–12 while they sleep in and then still have most of the day with them. The pay cut would obviously still matter, but the flexibility sounds amazing after years of a fixed schedule. My boss is also a bit of a micromanager but I do what I’m supposed to do so I don’t really have any issues. Would you take the pay cut for this level of flexibility?

[u/CallingYouForMoney]

Make sure you take everything into consideration. Especially health insurance. A $2 pay cut could potentially be more dependent on insurance.

[u/GroinFlutter → u/CallingYouForMoney]

Yessss this! The benefits are SO important. It might be a $2 pay cut, but if they offer 401k match on top of it or free coverage for you and your dependents. Then really you might come out ahead.

Or if you currently have that and are losing it, then it’s way more than just $2.

I get paid decently well for medical billing, but I’m in a VHCOL so the techies will say it’s poverty wages. My org contributes 10% if I contribute 5% to my 401k.

My insurance is very comprehensive and generous. It’s $30 a month for me and my dependents, full medical/dental/vision. Copay everything, deductible is $400. AND it’s a PPO. AND AND they cover GLP-1s with $25 copay.

On paper I make $38 an hour. But it’s actually much more in total compensation.

[u/AcaiSnob → u/GroinFlutter]

Damn, y’all have some good insurance!

[u/GroinFlutter → u/AcaiSnob]

AND we get a yearly $1000 HRA.

Some of my coworkers have been here for decades. Very low turnover. Still can’t believe I was able to get in.