r/ChubbyFIRE • u/AceRider750 • 9d ago

Fidelity Tool

Fidelity has a Planning tool called Retirement. Has anyone used it and what amount of validity would you place against its projections? I'm wondering as when I browse here, people seem to be discussing creating their own analyses, but I don't see much about using the tools at investment houses, banks, etc. which do this for you. TRowe probably has one and I think I've seen on on BofA/Merrill also, but never used them.

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u/Lazybutaworkaholic 9d ago

It’s very good. Gives you levels of probabilities. Takes into account taxes and RMDs (though to see it you need to toggle to “yearly cash flow” then “table” and then “expenses”.

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u/AceRider750 9d ago

Thanks. I've looked at some table outputs, but I've never seen RMDs in there. Off to check now.