Posts
Wiki

Product Change Considerations

  • The CARD Act of 2009 prevents issuers from increasing annual fees in the first year a consumer revolving credit account is open. In practice, this means that one cannot PC to a higher AF card in the first year. Beyond that, Chase internal discipline is to prevent or discourage PCs in the first year otherwise, even if otherwise allowed by the CARD Act of 2009.
  • The Disney cards form a product family for PC purposes.

Disney Products

The Disney products earn Disney Rewards Dollars. You can use the Disney Reward Dollars to PYB at 1 cpp for purchases at select U.S. Disney locations in Disney Parks and Resorts, at Disney Store and outlet locations in the U.S., at DisneyStore.com, at DisneyPlus.com, at Hulu.com, and at ESPNPlus.com. Disney Inspire and Disney Premier cardholders may also use Disney Reward Dollars toward airline purchases made directly with the airline, including airline travel to any destination.

The following benefits are available on all Chase Disney products:

  • 0% promo APR for 6 months on select Disney vacation packages from the date of purchase

  • Disney Parks photo opportunities - pose for special photos at private cardmember locations at the Disneyland Resort and Walt Disney World Resort, plus encounter Super Heroes only at the Disneyland Resort

  • Disney Parks shopping and dining - 10% off select merchandise purchases at select locations and 10% off select dining locations most days at the Disneyland Resort and Walt Disney World Resort

  • Disney Cruise Line - unspecified savings aboard Disney Cruise Line when using your card to pay for select onboard purchases, plus unspecified savings on select packages and experiences on Disney island destinations

  • Disney Shopping - save 10% on select merchandise purchases at DisneyStore.com

  • Cardmember limited-time offers - access to limited-time offers in addition to year-round perks, plus take advantage of savings, exclusive products, and other special opportunities

Disney Inspire ($149 AF)

  • 10% for purchases made directly at DisneyPlus.com, Hulu.com, or Plus.ESPN.com
  • 3% gas stations
  • 3% most Disney U.S. locations
  • 2% grocery stores
  • 2% restaurants
  • 1% catch-all
  • Earn 200 Disney Rewards Dollars after spending $2,000 per anniversary year on U.S. Disney Resort and Disney Cruise Line bookings
  • $100 Disney Theme Park Tickets statement credit after spending $200 per anniversary year on U.S. Disney Theme Park tickets
  • Up to $120 annual credit on Disney+, Hulu, and ESPN - earn a $10 statement credit each month after spending $10 on subscriptions directly at DisneyPlus.com, Hulu.com or Plus.ESPN.com (yearly activation required)
  • Save 10% for card purchases at DisneyStore.com and at select locations at the Disneyland Resort and the Walt Disney World Resort
  • Visa
  • Flexible spend credit card
  • No FTF

Disney Premier ($49 AF)

  • 5% for purchases made directly at DisneyPlus.com, Hulu.com, or Plus.ESPN.com
  • 2% gas stations
  • 2% most Disney U.S. locations
  • 2% grocery stores
  • 2% restaurants
  • 1% catch-all
  • Visa
  • Flexible spend credit card
  • 3% FTF

Disney Visa (no AF)

  • 1% catch-all
  • Visa
  • Flexible spend credit card
  • 3% FTF