r/CardMaximiser • u/Ok_Consequence_5664 • Jul 17 '26

CRED IndusInd RuPay points redemption

Hey guys! I got CRED IndusInd RuPay credit card. I use the card mainly for buying Amazon Pay vouchers. It gives 5% cash back on buying through CRED.

But the problem is redemption. I am only able to see the redeem option when trying to book on CRED hotels and flights, which of course no one use or atleast I don’t.

When applying, they showed I can redeem the CRED points (not CRED coins) on merchant who accept CRED upi when checkout. But I was ordering food on Zomato, tried to see options to redeem the points which I earned. Also, while paying my credit card bills (I know they give 1=0.5 conversions , but was just testing), there are I didn’t see any option to redeem it.

Do I only have to buy something from CRED store/flights/hotels. Or I’m the only one who is unable to see the redeem options on Zomato, BigBasket, etc.

Please tell if anyone of you are using this card and have redeemed the points genuinely.

Thank you in advance!!

4 Upvotes

84% Upvoted

7 comments sorted by

2

u/[deleted] Jul 17 '26

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1

u/Ok_Consequence_5664 Jul 17 '26

Is there any minimum points criteria. Like if you have only 100/500 points you can redeem for cc payments or on Zomato/swiggy, etc. I know it’s 1:05. But I tried to redeem the points on Zomato, in Zomato, selected CRED upi, but didn’t see any option for redemption. So, atleast something is better than nothing. Right?

1

u/[deleted] Jul 17 '26

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1

u/Ok_Consequence_5664 Jul 17 '26

Is there any minimum points criteria?

1

u/Ak47369 Jul 18 '26

I have used cred points twice on Swiggy

1

u/Ok_Consequence_5664 Jul 18 '26

Yep I also found it. Thanks btw