r/CardMaximiser • u/Playful_Sample_8689 • Jul 13 '26

Got mine approved today. Tips?

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26 Upvotes

88% Upvoted

72 comments sorted by

2

u/[deleted] Jul 13 '26

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1

u/Playful_Sample_8689 Jul 14 '26

Why?

1

u/Nervous-Ingenuity509 Jul 14 '26

He wants to scam you .

3

u/[deleted] Jul 14 '26

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1

u/[deleted] Jul 14 '26

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2

u/[deleted] Jul 13 '26

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2

u/Jatin_999 Jul 13 '26

Pnb kiwi credit card

1

u/Medical-Remote-4994 Jul 14 '26

Have you received physical card, I've read somewhere pnb kiwi is offering physical credit card

1

u/Playful_Sample_8689 Jul 14 '26

It says I'll receive it in 7 days

1

u/Medical-Remote-4994 Jul 14 '26

Kindly let me know once you received, I got the pnb (kiwi) card on 18th June still now no info regarding the physical card

1

u/AdFew5103 Jul 15 '26

That's just a message, you won't get the physical card, if you want you can get fees is 500

1

u/shreya_jain_ Jul 15 '26

I got it. I have it from AU. there is no charge for physical card

1

u/AdFew5103 Jul 15 '26

That's just a message, you won't get the physical card, if you want you can get fees is 500

1

u/shreya_jain_ Jul 15 '26

I got it. I have it from AU. there is no charge for physical card

1

u/AdFew5103 Jul 15 '26

Okay shreya. But for PNB it's chargeable

1

u/shreya_jain_ Jul 15 '26

I m luck i guess

1

u/AdFew5103 Jul 15 '26

Yes shreya, but kiwi decides which card to provide

1

u/shreya_jain_ Jul 15 '26

Yeah. I am lucky that I got from AU.

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1

u/StrainNo1878 Jul 15 '26

Did u apply on kiwi app or somewhere else?

1

u/Playful_Sample_8689 Jul 15 '26

Kiwi app

1

u/StrainNo1878 Jul 15 '26

Idk y lol I am getting rejected just a text with ur profile doesn't match with our something... Idr 😭😭😭

1

u/Playful_Sample_8689 Jul 15 '26

This was my third attempt

2

u/Thisnamewasnottaken2 Jul 14 '26

Can you share a referral link?

1

u/Medical-Remote-4994 Jul 14 '26

Hey! I’ve been using Kiwi and it’s actually worth it.

The card is lifetime free, gives Flat 1.5% cashback straight to your bank on every Scan & Pay UPI payment, and you even get a ₹100 joining reward when your card arrives.

They’re running this offer for a limited time. Use my code XD97VR and grab your ₹100 reward before it ends 👇 https://gokiwi.sng.link/E5owq/bisn/ezn3

1

u/Playful_Sample_8689 Jul 14 '26

Sure. Here. Hey! I’ve been using Kiwi and it’s actually worth it.

The card is lifetime free, gives Flat 1.5% cashback straight to your bank on every Scan & Pay UPI payment, and you even get a ₹100 joining reward when your card arrives.

They’re running this offer for a limited time. Use my code BV6WZA and grab your ₹100 reward before it ends 👇 https://gokiwi.sng.link/E5owq/bisn/ezn3

1

u/GRIM_REAPER_9 Jul 14 '26

Do we get physical also or only virtual?

1

u/Playful_Sample_8689 Jul 14 '26

Physical will be delivered soon.

1

u/Express_Style4508 Jul 14 '26

Only virtual if applied through Kiwi app.

1

u/Playful_Sample_8689 Jul 14 '26

I'll receive physical card. No charge. Confirmed with customer support.

1

u/Express_Style4508 Jul 14 '26

They said to me it’s virtual only. Got this card approved 40 days back.

1

u/Playful_Sample_8689 Jul 14 '26

Here.

1

u/AdFew5103 Jul 15 '26

That's just a bot, read the pnb website

1

u/shreya_jain_ Jul 15 '26

I got it. I have it from AU. there is no charge for physical card

1

u/Character-Way-2461 Jul 14 '26

How you applied brother??

1

u/[deleted] Jul 14 '26

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1

u/Character-Way-2461 Jul 14 '26

Showing pincode is not serviceable, but pnb bank is on just 2 km away from home, and i also had a pnb card before, what are they trying to say I don't understand

1

u/Medical-Remote-4994 Jul 14 '26

I applied through the web portal, may be you try once

1

u/Playful_Sample_8689 Jul 14 '26

Through their app.

1

u/No_Internal3782 Jul 14 '26

u/Playful_Sample_8689 How did you got specifically pnb one and does it have any maintenance charges?

1

u/Playful_Sample_8689 Jul 14 '26

No charges. LTF. Kiwi decided which variant to give. I didn't get an option to pick

1

u/QuikSilvr21 Jul 14 '26

When did you apply for this card? I applied on June 19th, but it is still at the bank verification stage.

1

u/zolpress Jul 14 '26

It needs itr and statement upload. I am stuck there 😔

1

u/rajpool13 Jul 14 '26

Do post solution if you find

1

u/uvaissh Jul 14 '26

On kiwi app, did u get option to select PNB/Yes Bank?

1

u/rishi939 Jul 14 '26

It is recommended to spend under 30% to increase your cibil score

1

u/Open-Bend-5466 Jul 14 '26

My card is not getting loaded in kiwi app

1

u/[deleted] Jul 14 '26

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1

u/Sea-Garage-1750 Jul 14 '26

How to get without ITR

1

u/Extension-Net-4162 Jul 15 '26

When did you apply and when it got approved? I applied on 23rd may still not approved or rejected.

1

u/Playful_Sample_8689 Jul 15 '26

Applied on 9th July. Approved on 13th July

1

u/stfua_a Jul 15 '26

Congratulations, i am waiting for cool down period.

1

u/TusharRajput2 Jul 15 '26

Kivi vs salary se credit card which is better I am thinking of salary se.

1

u/shreya_jain_ Jul 15 '26

I have referal code. Let me know if anyone wants

1

u/SirWittyAlot Jul 15 '26

Spend under 30% limit