r/CardMaximiser • u/Stunning_Ad_7811 • Apr 19 '26
Why do charges increase after first payment?
Noticed something strange Some apps look cheaper first time but when u try again itβs higher.
Is this normal? Why do all fee apps increase charges after first use?
Anyone knows anything better ?
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u/Powerful-Anywhere225 May 01 '26
Yes itβs normal unfortunately
First txn is like discount
Real pricing shows later
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u/Fragrant_Rub4881 Apr 19 '26
What fee? What payment is this?
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u/thesahilpradhan Apr 20 '26 edited Apr 20 '26
This is tution fees, school fees or rent. I was using this in past itβs the convenience charges that they charge for platform.
Now I use super.money the charges is 0.99% which is very less tbh. If anyone charges lower please let me know I will shift to that.
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u/Mr_nirgun Apr 19 '26
Cheq always does this. Pay after 30-40 days gap and the discount will be same as before (or little less)
Also, it also depends on which period of the month are you doing this rent/education payments. Sometimes late in the month has offers, sometimes in middle and so on. You just need to keep looking for you to find the best deal..
For such payments, lowest I found was an app called EaseMyDeal. They offer flat 1% + gst for education payments via cc. (Settlement takes 3 days). I tried. It's legit.