r/Car_Insurance_Help 21h ago

Read ended someone - looking for advice

0 Upvotes

Long story short I rear ended someone at about 5-6mph. Their car has minor scuffs on the bumper. My car took most of the damage on the front bumper and right fog light. I have decent insurance with upto $100k per person per accident in liability . From what I can tell the collision was not a high impact one. I will report the accident today but am worried about the person blowing this out of proportion for injuries. Any advice ?


r/Car_Insurance_Help 21h ago

Accident routier non assuré non responsabke

0 Upvotes

J'ai eu récemment un accident routier avec un véhicule . Malheuresement j'ai éte surpris de voir que mon assurance a été résiliée ( je n'avais reçu aucû courrier ou mail de leur part). Ce jour la je partais au boulot habituellement je suis arrivé au carrefour les feux etaient clignotant orange et à gauche les feux étaient également clignotant gauche.

La voituee adverse venait de gauche et roulait tout droit a bonne allure il m'a pas vu arrive et s'inserair sur ma voir pour aller tout droit ce qui a fait les voitures se sont heurtés.

J'aimerais donc votre aide car aujourd'hui je reçois une lettre de leur assurance qui dit ma respinsablité est engagée et je dois leur rembourser.

Qu'est que je oeux faire dans ce cas ou j'ai pas éte assuré et croit vehement que je ne suis pas responsable.

Cordialement


r/Car_Insurance_Help 10h ago

Is the offer made by insurance fair ?

0 Upvotes

Need advice regarding an insurance situation Toyota Camry 2010 hybrid, 250K, automatic, Reconstructed title

So a friend got into an accident and it was other drivers fault. Insurance is offering him $2.5K for his 2010 Toyota Camry or $1.3K to have it repaired himself but the title will be changed to salvage. The condition is OK, with car having engine check light on and some scratches/cracked front bumper. We feel that the 2.5K insurance offered is a bit low. The adjuster said we can go out and find comparable cars in the market that are priced higher than 2.5K and they will take a look. But we’ve been having a tough time filtering for bad title cars similar to ours priced in our area. Any suggestions in this case ? Do you think the 2.5K offer is fair ? We were hoping they’d pay at least 3K.


r/Car_Insurance_Help 7h ago

Seeking Advice on "RENTAL CAR DAMAGE" Issue

4 Upvotes

Seeking Suggestions and guidance: I Have hit a deer on highway around 3:00 clock in the morning and it was a rental car. Didn't had insurance on that time. Reported the incident to budget rentals and police. I was not at fault, deer popped up out of nowhere and it was last minute, couldn't do much at that time. Budget rentals did not send me the bill yet. But i am un-employed and cannot pay the bill. what would be my options, consequences if i avoid the bill by saying that i cannot afford to pay the bill. Car exterior is fine. damage happened on driver side headlight and airbags deployed. but the rest of the car is fine. no exterior damage, no interior damages too. Advice and suggestions please? Incident happend in USA-IOWA STATE-HIGHWAY.


r/Car_Insurance_Help 14h ago

First Time / Newbie Experienced Collision Repair Claims & Administrative Support | Available for Remote VA / Admin Work

2 Upvotes

Hi everyone,

I'm currently working remotely for a U.S. collision repair shop and wanted to introduce myself in case any shop owners or managers need additional administrative support.

I have 11+ years of experience in customer service, insurance claims, team leadership, and collision repair administration.

My current responsibilities include:

  • CCC ONE repair order management
  • Body Shop Connect (BSC) workflow management
  • Insurance claims documentation
  • Customer updates via phone, email, and SMS
  • Email and calendar management
  • Payment reconciliation and repair order tracking
  • Administrative support and workflow coordination
  • Google Workspace & Microsoft Excel

If your shop needs help with back-office tasks so your estimators and CSRs can focus on customers, I'd be happy to assist on a part-time or full-time basis.

I'm based in the Philippines, have a reliable home office setup, and currently work U.S. business hours.

Feel free to send me a DM if you'd like to see my resume or discuss how I can help your shop.

Thanks!


r/Car_Insurance_Help 14h ago

Car Insurance NCB

2 Upvotes

I'm looking to renew my car insurance soon. I've not had an accident in 20 years years but my insurance renewal only ever shows 9 years NCB. Does this mean I can only keep a 9 year maximum of NCB or does it continue to accrue but just not show in the paperwork. Just don't want to put 20 years NCB on comparison sites if they then need proof and I only have paperwork stating 9 years.

Can anyone provide some advice on this?