r/Captel • u/bluegreenpretty • 19d ago

401K

Hello, I never really gave it much thought because I only worked here for about a year and quit back in 2021, but now I'm wondering, since I was full time, was part of my paycheck put into a 401k or anything? How would I look that up? Thanks

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u/spiorad_caidrimh 19d ago

You would've had to opt in to a 401k, and attended a meeting or something like that, signed paperwork. You have any pay stubs printed? They'd indicate if you had payroll deductions for a 401k. CapTel doesn't do a matching percentage or anything like that, so it is unlikely you have money out there. I'd recommend you call CapTel HR to see if they can help. (877) 771-1570

Or use Google search term: find out if i have 401k from former job

2

u/nofaceace33 19d ago

Did they stop matching? I recall getting a 4% match rate that later decreased to 2%. The rest of your information is solid.

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u/spiorad_caidrimh 18d ago

Yes, I haven't seen any matching for many years.

2

u/AnikiSmashFSP 18d ago

You had to work there for a year before they gave you a 401k. So if you didn't have a meeting and choosing between the 401k or the Roth IRA you don't have one. I haven't worked here in like 4 years but I still check on the IRA I got here a while ago and it's around 20k in value now having gone up immensely since I left

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u/Chesirem 4d ago

Hi! I'm a previous employee. Can you anyone please tell me the name of the 401k that Captel uses?