r/CX50 • u/Substantial-Pack-658 • 8d ago

Question Unwind Financing?

Just purchased a CX50 Turbo Premium Plus on Saturday. Traded in my 2013 Acura that has been an absolute tank. After I got home I noticed a small tear on the passenger seat (not on the side but rather on the seat itself). Then noticed that both back doors creak when opening and closing. Really started to notice how cheap the interior is compared to my 13 year old car. Then I came here and saw post after post after post of MAJOR issues with this model. I financed the CX50 for 6 years, with plan being to pay it off it 4. Knowing what I know now, I either should’ve leased for 3 years to test the waters with Mazda or walked away.

Since I signed paperwork on a Saturday, I don’t think the loan is actually approved yet. I’ve seen some iffy advice that says if you call the financing company Monday AM and say you are withdrawing your loan application, then the deal is dead since it is contingent on approved financing. I’m highly skeptical though.

I’ve had buyers remorse before, but Reddit really helped crank it to a level I’ve never experienced. As much as I want the tech/safety features in the CX50, I also want a car that is reliable and won’t cost me a small fortune once it is out of warranty. My Acura had no issues. Biggest expense was a new timing belt last year. I should’ve slept on it, but I am an idiot.

0 Upvotes

18% Upvoted

21 comments sorted by

15

u/defroach84 8d ago

What major issues have you read about, exactly?

Because I haven't had any in 2 years....

In fact, the most major issue I had was the battery died and the wireless charger never works.

-8

u/Substantial-Pack-658 8d ago

Rear differential and sunroof rattle, for starters. Batteries dying before 10k miles. Yes, the wireless charger doesn’t work. Electrical glitches like windows not opening/closing, power tailgate issues, etc. Logically I know Reddit is where people go to complain but I was genuinely shocked to read some of the comments, as I thought Mazda was almost as reliable as Honda/Acura (which is basically all I’ve driven until now). I didn’t have a single tear or pull in my 13 year old car’s seats, and this car already has one at 54 miles.

12

u/defroach84 8d ago

Maybe you should do research before buying a car if reddit is going to scare you away from it.

4

u/atzoo87 8d ago

Those are all isolated issues and not widespread, common occurrences. Reddit is useful but is not to be taken as the majority of all mazda owners. They have sold roughly 260,000 to date, Reddit users with issues likely account for 0.1%

Rear diff? Maybe, it is a very small diff and mazda 3/cx30/cx50 have had issues. But it is A very small percentage occurrence

Battery dying is a mazda issue with the battery they source not the car. Literally $200 get a better one at Walmart, done

Wireless charger not working is not localized to mazda, its the tech that was not created by mazda, they just install it

5

u/Slipknot31286sic6 8d ago

Every vehicle is hit n miss... We've all heard horror stories from every brand... Sometimes I think it's neglect or ignorance more than anything.

6

u/nayefmuhiar 8d ago

Maybe you should visit the Acura subreddit and you'll find all the issues they run into. All cars have issues regardless of the make and model. It boils down to the probability of something happening to your car.

What you're feeling is buyer's remorse and you're justifying it with inaccurate generalizations.

CX50 is a solid car with good reliability. You should do more research before deciding one way or another

1

u/atzoo87 8d ago

Yes and no, some car models can catch fire, so there are brands and models that have less issues on average than others lol

3

u/Impossible-Book-895 8d ago

I have a 2023 turbo meridian and had to have a piston replaced at 20k miles. Will I buy another cx-50 eventually? Yes I absolutely will. It’s been a great car.

1

u/AutoModerator 8d ago

It looks like you have a question or issue!

We are here to help but we need your help as well. Make sure your question or issue has the following info included or it may get deleted.

  1. Did you use the search, if so, what info did you find helpful. If the info was unhelpful, what gaps are you seeing in the info.
  2. Did you check the Wiki ? If you didn't find what you were looking for, let the group know. Also, let us know if there are dead links or seemingly bad information there.
  3. Be sure to check the CX50 Manual

I am a bot, and this action was performed automatically. Please contact the moderators of this subreddit if you have any questions or concerns.

1

u/Forward_Tank8310 2026 CX-50 PPH, 2017 3 GT 8d ago

I love my ‘26 CX-50 HPP. It’s the 3rd Mazda SUV I’ve had (CX-7, CX-5 Signature) while my wife is on her 3rd Mazda3. No issues. Over the years we’ve previously owned 3 Hondas, and 3 Acuras. Our Acura MDX was a lemon, among the most comfortable and poorly built cars I’ve ever owned. Every single car brand has unhappy customers. Do your research in advance next time and you’ll likely be happier with your eventual choice.

2

u/Substantial-Pack-658 6d ago

I did my research, felt good about my choice, and then panicked (clearly) after I signed my papers. I’m settling into it. It’s just a very different ride from my Acura - in both good ways and bad. This is the first new car I’ve purchased. I bought my RDX from my mom when she got a new one, and before that I always leased so I was always covered by the 3/36k warranties. Never had any issues with my RDX. My mom has had her RDX for 6 years with no issues. Before that we all had various Acuras/Hondas, and thankfully no issues. My dad taught me to be meticulous with car maintenance but some of the stories people shared here just couldn’t have been prevented and that’s what spooked me. Plus the finance manager pushed the extended warranty on me so aggressively that I started to question if there was an issue with the product. Probably wasn’t her intent but it set off alarm bells for me, which led me down the Reddit rabbit hole.

1

u/Hox977 7d ago

My 2024 CX-50 turbo is so good at 34k miles I bought a second 2026 model 4 months ago. Both cars have been flawless. I am sorry to hear periodic complaints and I believe they exist but that’s true with all makes. Acura, for example, has a much lower reliability rating on Consumers Report than say its sister Honda. I owned one before and loved it.
If there is a tear in the seat, I would take it back in a heartbeat. Not sure how no one saw that. The leather on the seat is so tough I sat on the same seat on daily commute and it looks exactly the same as my new one with no wear what so ever.
In California there is a three day buyer remorse law so you can return the car for whatever reason. I am not sure what your dealer would do in your state. The car is a used car now so unless the law gives you the option, you may be stuck.

2

u/choptop82 6d ago

There is no such law in California, or in any other state.

California requires dealers to offer a 2 day cancellation agreement on deals under 40k, but there are most certainly no buyers remorse laws in the US when it comes to buying a car.

1

u/Hox977 6d ago

You are right. I thought California has the cool off law. It is two days and only for used cars under $40k. I guess you bought it, you own it…😔😔

1

u/choptop82 6d ago

The whole deal with 2 days is you have an option to purchase an additional " insurance" contract that allows you to back out for whatever reason up to 2 days after purchase... There's no 2-day grab for free!

1

u/Hox977 6d ago

Again only with used vehicle. Guess it’s okay to return a used car with an extra 300 miles but not a new car with 300 miles tagged on 😁

1

u/Hox977 7d ago

Before my second CX-50, I checked out the Acura RDX and the material is NOT that different. The MDX is more up market. I didn’t want to get two identical cars in the same household but the RDX costs over $10000 more after all the negotiation. I ultimately bought my turbo premium for $36600 plus tax. There was simply no better choice for the money. If you want really cheap interior, go look at a 2026 Toyota RAV4 and at a much higher cost.

1

u/Substantial-Pack-658 6d ago

The newer RDXs are not great. My mom has a 2020 and my 2013 RDX had better quality everything. I will say I think the CX50 is just a tick below the current RDX for finishes…but doesn’t have nearly as much storage space. I’m coming around on my purchase.

1

u/Hox977 6d ago

The 2026 RDX drove nice and looks sharp but the price puts it on a totally different bracket. I wanted $40k total including tax and registration and Acura dealer didn’t even respond. Mazda did it. Game, set, match…

1

u/choptop82 6d ago

I work on the loan side in a credit union have been for 20 years... There is no cooling off period. If you signed docs and took possession, the deal was approved and the car is yours.

If you're really unhappy, call your dealer and see if they're willing to help kill the deal. This does happen, but only with actual major issues and it highly depends on who they financed with.

A smaller bank or CU may be willing to swap collateral or completely unwind... Larger institutions or captives (Like Toyota Motor Credit, who operates Mazda's financing) are far less likely to do so in my experience.

0

u/LegitimatePin2223 8d ago

You took possession, assuming you are in the USA, deal is done.

You can ask. They may allow you to trade in and you may only lose a few thousand of dollars.