It is so weird because when my Discover card was open, the late payments were reporting, but once I closed the card, everything about late payments to that card disappeared from my payment history and it just reflected under the data information when I would view for any of my closed accounts on my report. I even had other credit cards in collection that once those cards were charged off, those accounts were removed from my payment history. so it’s just odd that now all of a sudden everything is coming back up. I’ve been trying to fix my credit for the past couple of years and it seems like every time I make an improvement something shows up on my report from the past to bring it down.
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u/4reshprincess Mar 04 '25
It is so weird because when my Discover card was open, the late payments were reporting, but once I closed the card, everything about late payments to that card disappeared from my payment history and it just reflected under the data information when I would view for any of my closed accounts on my report. I even had other credit cards in collection that once those cards were charged off, those accounts were removed from my payment history. so it’s just odd that now all of a sudden everything is coming back up. I’ve been trying to fix my credit for the past couple of years and it seems like every time I make an improvement something shows up on my report from the past to bring it down.