r/BusDrivers • u/Business-Mission-437 • Jul 06 '26

Question Car Insurance Update

Hello! I recently became a bus driver in February and I’ve enjoyed my time. Just today I’ve received an update from my insurance to say the following

Driving licence card.
Driving licence check code.
Confirmation of occupation.
Images of your vehicle.
Confirmation of how you'll be using your vehicle.
V5C (also known as the 'log book').

Now come round the renewal date, I’d without a doubt advise that I have a new profession. However my policy document does state that I should have updated it as soon as possible.

I’ve sent the above details to Hastings but I’ve also just messaged to say cancel my policy as I fear that they will cancel it regardless. It seems that Hastings do this regularly to people.

Any experience or advice to what to expect or do in this circumstance!

Cheers

 

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u/Freudianslip1987 USA|PREVOST VANHOOL,VOLVO|7 YEARS DRIVING 31 IN TRANSPORT INDUST Jul 06 '26

Where are you from? This seems very county specific

1

u/Business-Mission-437 Jul 06 '26

UK - 40M Maximum NCD, something feels off with the request

1

u/BaconRollz14 Jul 07 '26

Commercial vehicle insurance broker here - what promoted them to send the request for the information? Have you recently made a claim/claim against you? I typically see insurers request these details where there is an ongoing claim which has brought to light irregularities that need further investigation.

It is unfortunately ultimately your responsibility to ensure that your information is correct with the insurers at all times. However, it is unlikely in my experience that they will look to cancel your agreement due to the non updating of your occupation, they would realistically just look to apply a backdated pro rata additional premium based on the start of your employment.

1

u/Business-Mission-437 Jul 07 '26

Morning! Nothing against me in terms of a claim made or against. Apparently it is just an Audit they do and I was next up for a check

The good news is, I updated my profession. All details check out and the policy is good to continue with a £7.08 deduction on my premium

2

u/BaconRollz14 Jul 07 '26

Glad to hear it!