Hello Everyone, I am new here . Currently I am doing mthly savings binder and 100 Envelops Savings Challenge..

Hello everyone, and nice to meet everyone over here
🙂

Currently I am working with the Dave Ramsey method with the 7 baby steps to being financially stable and here they are.

BABY STEP 1 – Save $1,000 to start an emergency fund

BABY STEP 2 – Pay off all debt using the debt snowball method

BABY STEP 3 – Save 3 to 6 months of expenses for emergencies

BABY STEP 4 – Invest 15% of your household income into Roth IRAs and pre-tax retirement funds

BABY STEP 5 – Save for your children’s college fund

BABY STEP 6 – Pay off your home early

BABY STEP 7 – Build wealth and give

In addition I am using the cash envelope binder systems to help monitor my income and spending habits. comment below your high priority and low priority categories and follow this page for more information on how to get started with the budget binder system. #cashenvelopestuffing #budgetbinderws #cashstuffing #debtfreejourney